St. Joseph, MO · Buchanan County · About USA Home Buyers
About USA Home Buyers in St. Joseph, MO
USA Home Buyers is a national homebuyer with local market handling. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in St. Joseph and Buchanan County, Missouri.
Our headquarters is in King of Prussia, PA. St. Joseph is a market we serve, not an office location.
Want a cash offer? Call 888-274-5006.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.
Experience
Our founder bought his first property in 2004 — more than 20 years of buying houses.
We've helped homeowners in just about every situation you can imagine — thousands of times. When you're working with someone, you want to know they've seen it before. We have.
Your written offer and closing
Written offer and written terms before you commit; title-company closing.
We review the property details, put the offer and terms in writing, and you can read them before you decide whether to continue. If you choose to proceed, the closing is through a title company.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Signing from another location
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Two ways to sell
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Seller experiences
Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's actual town is shown with the review; nearby sellers are welcome.
What sellers say about USA Home Buyers
Local help for St. Joseph sellers
Use the calculator to compare possible sale proceeds with your own assumptions. The City's City/County GIS map can help orient you to a parcel; confirm address-specific jurisdiction in county records.
St. Joseph, MO Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
City of St. Joseph Map / GIS ↗City Planning & Community Development ↗City Code Enforcement ↗- St. Joseph market overview →
- St. Joseph market report →
- St. Joseph and Buchanan County resources →
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- St. Joseph seller guide →
- As-is sale options in St. Joseph →
- How the selling process works →
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Questions and contact
Questions about selling in St. Joseph
Do you buy houses as-is in St. Joseph and Buchanan County?
Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy in St. Joseph and Buchanan County, Missouri.
When will I get a written cash offer?
We'll give you a written cash offer within 24 hours.
What do I receive before I decide?
Written offer and written terms before you commit; title-company closing.
How do the Cash Offer and EZ Sale differ?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How do you review the settlement sheet?
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Who pays closing costs when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Can I sell if I live outside Missouri or cannot visit the house?
Sell from anywhere in the country — we can send a notary to you, and you don't have to attend settlement or even visit the property.
Where is USA Home Buyers based?
Our headquarters is in King of Prussia, PA. We serve St. Joseph and Buchanan County; St. Joseph is a market we serve, not an office location.
Talk with us about your house
Call 888-274-5006 or use the form to tell us about the property.
You can review the written offer and terms before deciding.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
We'll give you a written cash offer within 24 hours.