Inherited property: who can sign?
Bonneville County’s Courts page directs people to the Seventh Judicial District and iCourt. For a specific house, ask the court, title company, and an estate attorney to review the actual case, recorded documents, estate papers, and any court orders before identifying who can sign.
Bonneville County Courts · Idaho Courts, Seventh Judicial District
Idaho recording fees and property taxes
Idaho has no state real estate transfer tax. A deed still has to be recorded with the county, and the recording fee depends on the county and document; check Bonneville County for the current amount. Idaho property-tax bills are mailed in November. Payment is due December 20, or you can pay half by December 20 and the rest by June 20 of the next year. Check the actual parcel account and closing allocation.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Bonneville County land records · Bonneville County property-tax collection · Idaho property-tax payment dates · Idaho county recorder fees · Idaho state tax law
If a trustee’s sale is scheduled
Often, you can still sell if the closing happens before the trustee’s sale. With a deed of trust, the lender can foreclose without going to court. The notice of default is recorded with the county and mailed to you. A trustee’s sale cannot happen until at least 120 days after the notice of sale is mailed. The notice must be published once a week for four weeks, with the last publication at least 30 days before the sale, and the trustee must try to serve an adult occupant and post the notice.
You can usually reinstate the loan within 115 days after the notice of default is recorded by paying the overdue amount and allowed costs and fees. Principal that would not be due without the default is excluded, but any amount already due still has to be paid. For a covered primary-home loan from a regulated lender when the home has a homeowner’s exemption, a loan-change request form comes with the notice of default. If the lender receives it within 30 days, the sale cannot happen until the lender answers. A trustee can postpone a sale at the lender’s request by announcing it at the sale; each postponement can be no more than 30 days and may be repeated. For covered primary-home loans from a regulated lender, the trustee must mail at least 14 days’ notice before holding a postponed sale.
After a trustee’s sale, there is no right to buy the house back. After a court foreclosure sale, the owner can generally redeem within six months, or one year if the land is more than 20 acres. A contract to sell during a trustee-sale foreclosure must include the notice required by Idaho law; you have five business days to cancel, and no money or interest in the house can change hands until those five days pass.
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it.
Idaho Code § 45-1503, deed-of-trust foreclosure · § 45-1505, notice of default · § 45-1506, notice, sale, reinstatement, and postponement · § 45-1506C, loan-change request · § 45-1508, no redemption after trustee sale · § 11-402, court-sale redemption · § 45-1602, sale-contract notice · § 45-1603, five-business-day cancellation