Idaho Falls, Idaho · Bonneville County

Can I Sell My Idaho Falls House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in the City of Idaho Falls and Bonneville County. We buy houses with back taxes and liens, and payoff information is confirmed as the sale moves toward closing.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can call before you have every record assembled.

Call 888-274-5006 to talk through the property.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Share the address and what you know about the notice, payoff, creditor or tax account.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the property or the money due at closing. A payoff is the current amount and instructions from the creditor or tax office. The title company checks recorded claims and works with the responsible creditor or county office to confirm the figures for the sale.

Our closing-cost promise does not pay your mortgage balance, back taxes or your share of current property taxes. Those are separate amounts; the creditor or county confirms each account and the title company shows the confirmed figures in the closing paperwork.

Records that help — and who checks them

Call with the Idaho Falls address and whatever you have. A tax bill or notice, payoff statement, mortgage information, recorded lien or deed, parcel number, and court case number can help identify the right account. You do not have to collect every record before calling.

Bonneville County Treasurer — tax account

The Treasurer handles property-tax collection and tax-account questions. Use the current bill or notice and parcel address when you ask for the balance, payment status or instructions.

Bonneville County property-tax collection →

Bonneville County Clerk, Auditor and Recorder — land records

The Recorder's Office handles recorded land documents and copy requests. It is on the second floor of the courthouse at 605 N Capital Ave, Idaho Falls, ID 83402. Ask about deeds, mortgages and other recorded documents tied to the parcel.

Bonneville County Clerk, Auditor and Recorder →

Bonneville County Assessor — parcel information

The Assessor keeps property assessment and parcel-description records. Use this route to check the parcel description; assessed value is not the current tax payoff or the sale price.

Bonneville County Assessor →

Bonneville County courts — court records

If your papers name a court case or judgment, use the County's court links and the Seventh Judicial District route to find the correct record search. The court confirms the route for a particular case.

Bonneville County Courts → · Seventh Judicial District →

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

Start with a conversation, not a completed file. You can tell us what you know now and gather other records while the sale is being reviewed.

  1. 1. Talk through the house and the notice

    Share the property address, the tax or lien notice, who sent it and any date or payoff amount shown. Call even if you only have part of the paperwork.

  2. 2. Review the house and written terms

    We review the house as it stands and give you a written cash offer within 24 hours. You receive the written offer and written terms before you commit; read the price, responsibilities, payoff treatment and closing terms before deciding.

  3. 3. Let the title company check the property records and payoffs

    The title company checks ownership and recorded claims for the transaction and works with the creditor, mortgage servicer or Bonneville County Treasurer for current payoff information and release instructions. The responsible office confirms its own account details.

  4. 4. Review the settlement figures and close

    The title company prepares the closing paperwork with the sale price, confirmed payoffs, taxes and other settlement amounts. Closing takes place through a title company.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Idaho Falls and Bonneville County tax and lien facts

These are general routes for the City of Idaho Falls and Bonneville County, not a determination about a specific parcel. Follow the notice you received and ask the office named on it to confirm the current account and status.

Property-tax bills and county recording fees

Idaho counties mail property-tax bills in November. Payment is due December 20, or you can pay half by December 20 and the other half by June 20 of the following year. The Bonneville County Treasurer can confirm the current balance and payment status for a property.

Idaho has no state real-estate transfer tax. Recording a deed carries a county recording fee; the amount depends on the county fee schedule. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes and share of current property taxes are separate.

Idaho State Tax Commission — property-tax payment dates → · Idaho Code §31-3205 — county recorder fees → · Idaho Code Title 63 — state taxation →

Property-tax collection and mortgage foreclosure are separate

A county property-tax account or tax notice is not a lender's mortgage foreclosure. Bonneville County's Treasurer handles property-tax collection; a lender may foreclose a deed of trust by advertisement and sale or in court. If your notice names a trustee's sale, check its date and status with the trustee or lender promptly. The route and deadlines depend on the notice and the process involved.

Bonneville County property-tax collection → · Idaho Code §45-1503 — deed-of-trust foreclosure → · Idaho Falls foreclosure questions →

City code-enforcement charges can affect a property

Idaho cities can address a nuisance and assess the cost against the property. If the assessment remains unpaid after the statutory notice period, it can be certified to the county tax collector for collection with city taxes. If you have a City of Idaho Falls notice, Code Enforcement is at 775 Northgate Mile, Idaho Falls, ID 83401; the Information Desk is 208-612-8616. A notice or fee does not by itself establish what remains due on a particular property, so ask the City for the current status.

Idaho Falls Police Department Code Enforcement → · Idaho Code §50-334 — nuisance abatement and assessments → · Idaho Code §50-1008 — collection of unpaid city assessments →

Compare possible net proceeds

Use the editable Idaho Falls home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Idaho Falls home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Idaho Falls property liens and back taxes questions

Can I sell my Idaho Falls house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Start with the property address and whatever notice or payoff information you have; you can call before everything is gathered.

Who checks the lien and tax payoff amounts?

The title company checks ownership and recorded claims for the sale and works with the creditor or Bonneville County Treasurer to confirm current payoff amounts and instructions. The Treasurer handles the property-tax account; the County Recorder handles recorded land documents.

Is a property-tax notice the same as mortgage foreclosure?

No. A property-tax account or county notice is separate from a lender's deed-of-trust foreclosure. Use the contact and deadline on the notice in front of you, and check the current status with the office or trustee named there.

Does Idaho charge a real-estate transfer tax or a deed fee?

Idaho has no state real-estate transfer tax. Recording a deed carries a county recording fee; the applicable fee depends on the county fee schedule. Property taxes are separate from those costs and from the company closing-cost promise.

What should I have ready before I call?

Start with the property address and the notice, tax bill, payoff statement, recorded document or case number you have. A parcel number or mortgage information can help, but you can call before you have every record.

More Idaho Falls seller resources

Talk through the property

Call 888-274-5006 or use the form above. Start with the Idaho Falls address and the notice or payoff information you have.

Call Now 888-274-5006