What we take on after a fire
You do not have to clean out the house, arrange repairs, or haul fire debris before selling to us. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Tell us what was damaged and any access limits you have been given. You do not need to enter an unsafe house to start the conversation.
Insurance proceeds and your mortgage
Your insurance claim and mortgage requirements are separate from the sale. If your insurer or mortgage servicer is holding proceeds until repairs or demolition, ask what releases the funds and whether that condition affects your sale timing. Selling as-is to us means you do not have to make repairs for our purchase, but it does not release held insurance money or cancel mortgage requirements.
What happens next
- Tell us what happened and what you know about the damage and access at the Aberdeen house.
- We'll give you a written cash offer within 24 hours.
- Read the written offer and terms before you commit. If you choose to proceed, a title company handles the closing.
Local safety and permit contacts
If officials have restricted access or the house may be unsafe, stay out and follow the directions for that address from the responsible officials, utility providers, and your insurer. Before cleanup, repairs, debris removal, or demolition, ask the office responsible for the property what access rules and permits apply to the work you plan.
For a property within Aberdeen city limits, contact City of Aberdeen Community Development / Building Inspection at City Hall, 123 S. Lincoln St., Aberdeen, SD, or call 605-626-7017 about city building permits, inspections, code, and property-maintenance routing. The City handles zoning within city limits.
Brown County Planning and Zoning, at the Brown County Courthouse, 25 Market St., Aberdeen, handles county land-development, zoning, subdivision, floodplain, and nuisance inquiries within county jurisdiction. City and county jurisdiction are distinct; confirm which office handles the parcel and the work you plan.
Compare rebuilding with selling as-is
For rebuilding, compare written cleanup and repair estimates, access or permit directions for the property, the time and costs of holding the house, and your insurer's and mortgage servicer's requirements. For an as-is sale, compare the written terms with the costs and time involved in the alternative you are considering.
Use your own figures in the calculator to compare estimated sale proceeds and listing costs. It is an estimate for weighing options, not an insurance payout or repair estimate.
Questions and contact
You can call now, even if you are still sorting out the damage or paperwork. Call 888-274-5006 or send the property details through the form below.
Fire-Damaged House Aberdeen, SD — Common Questions
Can I sell a fire-damaged house in Aberdeen as-is?
Yes. USA Home Buyers buys houses as-is in Aberdeen, SD and Brown County, South Dakota. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
When we buy the house as-is, you keep your insurance proceeds. That describes the sale to us; it does not decide when your insurer or mortgage servicer releases claim funds. If either requires repairs or demolition before releasing money, that condition may affect when you receive the proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up, repair, or haul debris before selling?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not need to arrange a cleanout or restoration before selling to us.
Can I enter the house or start work after a fire?
If officials have restricted access or the house may be unsafe, stay out and follow directions for that address from the responsible officials, utility provider, and insurer. Before cleanup, repairs, debris removal, or demolition, ask the office responsible for the property what access and permit requirements apply.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We give you a written cash offer within 24 hours, with written terms before you commit. If you choose to proceed, the sale closes through a title company.
How can I compare rebuilding with selling as-is?
Compare written repair estimates, access and permit directions for the property, insurer and mortgage-servicer requirements, and the costs of holding the house with the written sale terms. The calculator is an estimate using your own assumptions, not an insurance payout or repair estimate.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Talk with us about the house
Call 888-274-5006 or send the form to tell us about the fire damage and any access limits. You do not need to clean up or repair before asking about a sale.
We give written cash offers in 24 hours.
Tell us about the property and the questions you want to compare.