Aberdeen, SD · Brown County

Can I Sell My Aberdeen House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Aberdeen and Brown County, South Dakota, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

The current tax balance, lien, or lender payoff is checked against the records for the property. You can call before you have every document in hand.

Call 888-274-5006 to talk through the property.

Talk through your lien or tax question

Share the address and what you know about the notice, payoff, creditor, or tax account.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How tax and lien payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A property-tax balance, mortgage payoff, and recorded lien are separate items. The office or creditor that holds the account confirms its current amount and payoff or release instructions; the title company checks ownership and recorded claims for the sale.

We pay the closing costs. Your mortgage, liens, back taxes, or share of current property taxes are separate from the closing costs we pay. Those amounts are handled as separate payoff or settlement items.

Records and a next step

Start with the property address. A parcel number, tax bill or notice, lender payoff statement, lien or court paper, case number, deed, or mortgage can help identify the right balance and record. Bring what you have; you can call before you have everything.

Brown County Treasurer keeps the local property-tax account, and Brown County Register of Deeds maintains recorded land documents, including mortgages and liens. The title company reviews the records for the sale, while the creditor or tax office confirms its current payoff details.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk about the house and the records you have

    Tell us the address, what notice or payoff you have seen, and what timing concerns you. Start with what you know; you do not have to solve the balance before calling.

  2. 2. Review the house and written terms

    We review the property as it stands and give you the proposed offer and terms in writing. You can decide after reviewing them; the sale closes through a title company.

  3. 3. Check title and payoff instructions

    If you choose to move forward, the title company reviews ownership and recorded claims for the transaction. The creditor or office named on the current notice or payoff statement confirms its amount and instructions for settlement.

  4. 4. Review the settlement figures and close

    The closing company prepares the settlement figures using the written terms, confirmed payoffs, and applicable closing costs. Review the final figures with the closing company before signing.

You can call 888-274-5006 or use the form above to start the conversation.

Brown County lien, tax-sale, and transfer-fee information

Brown County offices can answer county tax and land-record questions. We can help identify the account or recorded document for the property and check the current payoff information with the office or creditor.

Brown County Treasurer ↗

Ask the Treasurer about the current property-tax account, balance, or notice. Brown County says the office collects taxes for the County, City, schools, and other districts. The office is at 25 Market St., Suite 2, Aberdeen, SD 57401; call 605-626-7133.

Brown County Register of Deeds ↗

The Register of Deeds maintains county land records, including deeds, mortgages, liens, and related recorded documents. The office is at 25 Market St., Suite 3, Aberdeen, SD 57401; call 605-626-7140.

Brown County Clerk of Court ↗

The Clerk of Court handles filings for Brown County court matters. The listed address is PO Box 1087, 101 SE 1st Avenue, Aberdeen, SD 57402-1087; call 605-626-2451. For a particular matter, use the case and notice to confirm which court applies.

Brown County Sheriff Sales ↗

Brown County publishes Sheriff sale information separately. This does not mean a particular property is scheduled for sale; check the current notice and status with the office handling it.

A property-tax notice and mortgage foreclosure are separate

Brown County lists property-tax viewing and payment through the Treasurer and Sheriff sale information on a separate county page. A tax account and a lender’s mortgage-foreclosure case have different records and deadlines. South Dakota permits mortgage foreclosure by court action or by advertisement when the mortgage contains a power of sale; check the mortgage, notice, and current case or sale record for the property.

A Brown County Sheriff Sales page is not proof that a house is in a tax sale or mortgage foreclosure. If you receive a tax notice, ask the Treasurer about the current tax account and the notice. For a mortgage-foreclosure or Sheriff sale notice, use the case and sale information named in that notice.

Brown County Treasurer and property-tax information → Brown County Sheriff Sales →

South Dakota real-estate transfer fee

South Dakota charges 50 cents for each $500 of value or fraction thereof. The grantor—the person transferring the property—is legally responsible unless an exemption applies; certain foreclosure deeds and decrees of distribution in a decedent’s estate are exempt. A deed or contract for deed generally must also be accompanied by a Certificate of Value for recording.

South Dakota transfer-fee law → Transfer-fee exemptions → Certificate of Value requirement →

When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Compare possible net proceeds

Use the Aberdeen home-sale net-proceeds calculator to compare a possible listing with what you might keep after costs, including your own payoff, lien, tax, repair, and closing estimates. Just an estimate — the actual number could be more or less depending on the home’s condition.

Open the Aberdeen home-sale net-proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Aberdeen property liens and back taxes questions

Can I sell my Aberdeen house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Start with the property address and whatever tax notice, payoff statement, or court paper you have; you can call before you have every record.

Who checks the property-tax balance and recorded liens?

The Brown County Treasurer keeps the current property-tax account. The Brown County Register of Deeds maintains recorded land documents, including mortgages and liens. The title company reviews ownership and recorded claims for a sale, while the creditor or tax office confirms its current payoff amount and instructions.

Is a property-tax sale the same as a mortgage foreclosure?

No. A property-tax notice and a lender mortgage-foreclosure case are separate records and processes. Brown County’s Treasurer handles property-tax account questions, and the County publishes Sheriff sale information separately. South Dakota mortgage foreclosure may proceed by court action or by advertisement when the mortgage contains a power of sale. Check each notice, case, and current sale information with the office named on it.

What records should I have when I call?

Start with the Aberdeen or Brown County property address. A parcel number, tax bill or notice, current lender payoff statement, lien or court paper, case number, deed, or mortgage can help identify what needs to be checked. You can call before you have everything.

What if the payoff is more than my Aberdeen house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens after I contact USA Home Buyers?

We talk about the house and the information you have, review the property as it stands, and put proposed sale terms in writing before you decide. If you choose to proceed, a title company reviews the ownership and recorded claims, and the responsible office or creditor confirms current payoff instructions for the settlement.

What is South Dakota’s real-estate transfer fee?

The fee is 50 cents for each $500 of value or fraction thereof. State law makes the grantor legally responsible unless an exemption applies; certain foreclosure deeds and decrees of distribution in a decedent’s estate are exempt. A deed or contract for deed generally must also be accompanied by a Certificate of Value for recording. When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage, liens, back taxes, and share of current property taxes are separate.

More Aberdeen seller information

Talk through the property

Call 888-274-5006 or use the form above. Start with the Aberdeen or Brown County address and the notice or payoff information you have.

Call Now 888-274-5006