Alpena, MI · Alpena County · Seller questions
Questions About Selling a House in Alpena, MI
USA Home Buyers buys houses as-is in Alpena and Alpena County. These answers cover what you may keep, repairs, closing costs, paperwork, and a Michigan foreclosure question. The City of Alpena and Alpena Township are separate local units; this page focuses on the City and countywide seller questions.
Call 888-274-5006 or use the form. You can start with the property and question you have now.
We give written cash offers in 24 hours.
Share the property address, your question, and the timing you have in mind.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remain after sale costs and payoffs. Compare the written price with a realistic listing plan, including repairs, commissions, carrying costs, and any payoff or liens. The numbers depend on the property and written terms.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Alpena calculator →
Questions about the two options? Call 888-274-5006.
Useful questions about selling in Alpena
What will I keep if I sell my Alpena house for cash?
Net proceeds are what remain after sale costs and payoffs, not just the price on the offer. Compare the written number with a realistic listing plan, including repairs, commissions, other selling costs, mortgage payoff, liens, and the time you carry the house. The actual comparison depends on the property and written terms.
Do I need to repair, clean, or empty a house before selling to you?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When will I get an offer, and can I review the terms before deciding?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
What transfer taxes and closing costs apply to a sale in Alpena County?
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property’s value, or part of $500. The county tax is generally another 55 cents for each $500, or part of $500. The seller is generally responsible under state law, but state and county exemptions are separate and may change the amount for a particular sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Can I sell my Alpena house after a foreclosure notice or before a sheriff’s sale?
A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Michigan mortgage foreclosure auctions are commonly called sheriff's sales. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have the title company or an attorney confirm the sale status, exact deadline, and amount needed before relying on a closing date.
Can I call before I have all the paperwork?
Yes. You do not need a complete file or a final decision before asking a question. Start with the property address and what you know about the condition or timing; a title company or attorney can confirm a specific legal deadline or payoff.
Start with a question
You can call before you have everything figured out
You do not need every document gathered or a final decision made. Start with the Alpena address, what you know about the house, and the timing or notice on your mind. Call 888-274-5006 and ask the question you have.
Local help
Find the Alpena office for your property question
These offices handle different records. For property-specific closing figures, the title company confirms the amounts that apply to the sale.
City of Alpena Assessor
Start here with a City property-assessment question.
Visit the office page →Alpena County Register of Deeds
The Register records land-transaction documents and posts recording and transfer-tax information.
Visit the office page →Alpena County Treasurer
The Treasurer provides county tax-search and delinquent-property-tax resources.
Visit the office page →
More detail
More Alpena seller questions and resources
Still have an Alpena house question?
Call 888-274-5006 or use the form above. You can call before you have every answer.