Alpena, Michigan · Alpena County · How the sale works
How Selling Your Alpena House to Us Works
USA Home Buyers buys houses as-is in Alpena and Alpena County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start with the address and what you know about the house. You do not need every property question answered before we talk.
Call 888-274-5006 to talk through the property.
Tell us about the houseFrom the first conversation to settlement
The sale, step by step
Tell us about the house
Start with the Alpena address and what you know about the house, its condition, who lives there, access, and timing. You can start the conversation before every property question is settled.
Talk through the property and your options
We ask practical questions about the property and what matters for the sale. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the choices that fit the house and your situation.
Read the written offer and terms
We give written cash offers in 24 hours. We put the offer and its terms in writing before you decide whether to move ahead. If you choose to proceed, a title company handles the closing.
Work through title, signing authority, and payoffs
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement. We can start while a payoff, lien, tax, or ownership detail is still being sorted out.
Review the settlement sheet
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Choose whether to close
If you choose to proceed, the title company confirms the final numbers before closing. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
Compare the written Cash Offer and EZ Sale terms. You choose the path that works for your house and situation.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Alpena, MI calculator →
Questions about the two options? Call 888-274-5006.
A local detail
The City and Alpena Township are separate local units
The Alpena County Clerk lists the City of Alpena and Alpena Township separately. If you are unsure which local unit covers the property, share the address when we talk; you can start the sale conversation before that detail is settled.
Closing numbers
See how the settlement figures add up
The settlement sheet shows the sale price, payoffs, liens, taxes, closing costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. The county tax is generally another 55 cents for each $500, or part. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs.
Mortgage payoff, liens, back taxes, and your share of current property taxes are separate settlement items.
Compare possible Alpena net proceeds with the calculator →
When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Questions and contact
Find the next answer for your Alpena house
Call 888-274-5006 or use the form above. Start with what you know; you do not need every property question settled before getting in touch.
Alpena process questions
Can I start before every property question is settled?
Yes. Start with the address and what you know about the house, who lives there, access, and timing. You can tell us which details are still unclear.
Do I have to repair or clean the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Who reviews title, signing authority, and payoff information?
The title company reviews the deed, who can sign, mortgage payoff information, liens, taxes, and the documents needed for settlement. You can begin while a detail is still being sorted out.
What closing costs do you pay?
When you sell to us, we pay the closing costs. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate settlement items.