What we take on after a fire
You do not have to clean out the house, arrange repairs, or haul away fire debris before selling to us. We buy fire-damaged houses exactly as they stand, so you can consider an as-is sale without first organizing cleanup or restoration.
Do not enter a structure that may be unsafe or restricted. Follow directions from the officials and utility personnel responsible for the actual property before entering or arranging work.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
1. Talk through the damage
Share the address, what happened, what access is available, and any timing concerns.
2. Review written terms
We discuss the property and give you a written cash offer within 24 hours. You receive written terms before you commit.
3. Close through a title company
If you choose to sell, closing is through a title company.
Amsterdam building safety, repairs, and permits
For a home in the City of Amsterdam, contact the City's Codes Division about building safety or work. The City lists building-permit materials on its forms-and-permits page. The Town of Amsterdam is a separate municipality. Not sure whether the City or Town covers the house? Call us — we'll sort it out with you.
Compare rebuilding with selling as-is
Compare the cost of cleanup, debris removal, and repairs — plus the time and cost of carrying the house during the work — with the written terms for an as-is sale.
Use the Amsterdam calculator to compare possible sale proceeds with the costs you enter. Just an estimate — the actual number could be more or less depending on the home's condition. It is not a repair estimate or a property-specific offer.
Compare possible Amsterdam sale proceeds with the calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling a fire-damaged Amsterdam house
Can I sell a fire-damaged house in Amsterdam, NY?
Yes. USA Home Buyers buys houses as-is in the City of Amsterdam and Montgomery County, New York. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start repairs after a fire?
If the house may be unsafe or access is restricted, stay out and follow safety directions from local officials and utility crews.
What happens after I ask about an offer?
Tell us what happened and what you know about the damage and access. We'll give you a written cash offer within 24 hours. You receive written offer terms before you commit; if you choose to proceed, closing is through a title company.
Who can I contact about building or permit questions in Amsterdam?
For a home in the City of Amsterdam, contact the City Codes Division about building safety or work. The City lists building-permit materials on its forms-and-permits page.
Want to talk about the house? Call 888-274-5006 or use the form below to ask for a cash offer.
Talk with us about a fire-damaged Amsterdam house
Share what happened and what you know about the property. You can call 888-274-5006 or use this form.
We give written cash offers in 24 hours.
Tell us about the house and the fire damage.