Auburn, Alabama · Lee County · Back taxes and liens

Can I Sell My Auburn House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Auburn and Lee County, Alabama. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can ask about a cash offer before you have every lien or tax record in hand.

Call 888-274-5006 or send the property address to start.

Talk through your Auburn lien or tax question

Share the property address and what you know about the notice, lien, mortgage, tax account, or payoff. You can start before you have every document.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Prefer to call? 888-274-5006.

How lien and back-tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a claim that can affect the property title or the money due at closing. A payoff is the current amount and instructions the creditor or tax office gives for resolving an obligation. The creditor or office confirms its current figures; the title company checks recorded claims and uses confirmed payoff information in the closing work.

Mortgage balances, liens, back taxes, and your share of current property taxes are separate from the closing costs we pay. The current payoff and the sale proceeds determine the property-specific settlement figures.

Records that help—and who checks them

If handy, have the latest property-tax notice, mortgage or lien statement, creditor or court case number, parcel number, and any tax-sale or foreclosure notice. The property address is enough to begin; call before you have everything gathered.

The lender, creditor, or county office named on a notice confirms its current balance and instructions. Lee County's Revenue Commissioner handles county real-property and property-tax information, including delinquent-tax and tax-sale information. The Probate Judge's Recording office is the county route for recording and public access to permanent public documents, primarily real-estate records.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the property

    Tell us the address, what is happening with the house, and which payoff or notice concerns you. Start with what you know; you do not have to solve the balance before calling.

  2. 2. Review the house and written terms

    We buy houses as-is. Written offer and written terms before you commit; title-company closing. Read the proposed price, responsibilities, payoff treatment, and closing terms before deciding.

  3. 3. Check title and payoff information

    If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office confirms current payoff or release instructions for the account it handles.

  4. 4. Review the closing figures and close

    The title company prepares the settlement figures using the confirmed sale terms, payoffs, taxes, and other applicable costs. Review the written figures and closing documents for your transaction.

Lee County records, tax sales, and Alabama deed tax

Incorporated Auburn is in Lee County, but a mailing city name or ZIP code alone does not establish a particular parcel's jurisdiction. The City's COA Map and Lee County property-tax mapping are address-level starting points. Use the current notice and the office responsible for that record to check a balance or status.

Lee County Probate Judge — Recording

The County's Recording page is the local route for recording and public access to permanent public documents, primarily real-estate records. The County lists its courthouse office at 215 South 9th Street, Opelika, and an Auburn Satellite Office at 1266 Mall Parkway. Ask which location handles your question or filing; confirm whether a particular service is available at the satellite office.

Recording and public records ↗ · Lee County Probate Judge ↗

Auburn and Lee County property maps

Use the City's COA Map for an address search within Auburn and Lee County's mapping for county parcel and property-tax information. These are starting points for a property-specific check; mailing place names are not a substitute for the parcel map.

City of Auburn Maps ↗ · Lee County online maps ↗ · Appraisal contact ↗

A tax sale and mortgage foreclosure are different

A Lee County property-tax sale concerns delinquent property taxes. Mortgage foreclosure is a separate lender process: Alabama law allows a mortgage with a power of sale to be foreclosed without a court case, and state law sets notice rules. Keep the notices separate and check the actual dates and status with the office or lender named in the notice. For the mortgage process, see the Auburn foreclosure page.

Alabama Code § 35-10-12 — power-of-sale foreclosure ↗ · Alabama Code § 35-10-13 — sale notice ↗

Alabama deed tax and closing costs

Alabama charges deed tax when the deed is recorded with the county Probate Judge: 50 cents for each $500 of taxable value, or any part of $500. A mortgage or vendor's lien can reduce taxable value when Alabama mortgage tax has been paid on that debt; the closing attorney confirms the amount. The deed needs proof of the actual price or value. Without proof, the Probate office uses the latest tax assessment, and penalties can apply. The tax and recording fees must be paid before recording, and some deeds are exempt.

When you sell to us, we pay the closing costs, including Alabama's deed tax. Your mortgage, liens, back taxes, and share of current property taxes remain separate.

Alabama Code § 40-22-1 — deed tax ↗ · Alabama Department of Revenue — recordation tax ↗

Compare possible net proceeds

Use the Auburn home-sale net proceeds calculator with your own estimates for sale price, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Auburn home-sale net proceeds calculator →

Questions and contact

Call 888-274-5006 or use the form above to talk through the address and the records you have. You do not have to wait until everything is assembled.

Read the Auburn foreclosure information, browse Auburn seller resources, or see Auburn seller questions.

Questions about Auburn property liens and back taxes

Can I sell my Auburn house with back taxes or liens before paying them?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses as-is in Auburn and Lee County, Alabama. The creditor or tax office confirms its current payoff information, and the title company checks the records for the sale.

Who checks the lien or property-tax balance?

The creditor or Lee County Revenue Commissioner confirms the current amount for the account it handles. The Lee County Probate Judge provides the recording and public-record route, and the title company reviews records and payoff instructions for the transaction.

Is a Lee County tax sale the same as mortgage foreclosure?

No. A county tax sale concerns delinquent property taxes; mortgage foreclosure is a lender enforcing a mortgage. They involve different notices and responsible parties, so check the current notice and ask the office or lender named on it about the status and dates.

What records should I have before I call?

Start with the Auburn property address. If you have them, keep the parcel number, property-tax notice, mortgage or lien statement, creditor or case number, and any tax-sale or foreclosure notice nearby. You can call before you have every document.

What happens after I contact USA Home Buyers?

We talk through the house and information you have, then provide written offer terms before you decide. If you choose to proceed, the title company and the creditor or tax office confirm the property-specific records, payoff information, and settlement figures for closing.

What sellers say about USA Home Buyers

Call Now 888-274-5006