Austin, TX · Back taxes and liens

Can I Sell My Austin House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. USA Home Buyers buys houses as-is in Austin, Texas, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You can ask about a sale before you have every notice or payoff figure. Austin is a city, not a county, so the property's official parcel record determines which county office applies.

Ask us for a written cash offer and read the terms before deciding. Written offer and written terms before you commit; title-company closing. Call 888-274-5006 to talk through the property.

Talk through your Austin lien or tax question

Start with the property address and whatever you have about the notice, lien, creditor, or tax account. You can call before you have every record.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, lien, or payoff.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The creditor or taxing office confirms the current payoff amount and any instructions for releasing its claim. The title company checks the property records and brings the confirmed figures into the closing paperwork. A mortgage balance, lien, back taxes, and your share of current property taxes are separate from the closing costs we pay.

Bring the records you have

The property address is enough to start. If you have them, keep the latest property-tax bill or notice, payoff statement, lien or court paper, parcel number, creditor or taxing office name, account number, and any case or sale notice nearby. The creditor or tax office confirms its balance; the title company checks recorded claims for the sale. You do not have to assemble every record before calling.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the address, what kind of lien or tax notice you have, and what you know about the timing. Start with the information you have; you do not need a final payoff figure to call.

  2. 2. Review the written offer and terms

    We review the house as it stands and give you the proposed offer and sale terms in writing before you commit. Compare the price, payoff treatment, responsibilities, and closing terms with the choice that fits you.

  3. 3. Check title and payoff details

    The title company checks ownership and recorded claims for the transaction. The lender, creditor, or tax office confirms the current payoff and release instructions that apply to the property.

  4. 4. Review the closing figures

    Review the settlement figures, including the sale price, confirmed payoffs, tax adjustments, fees, and amount remaining. The sale closes through a title company.

Austin-area tax, foreclosure, and transfer-tax facts

Austin is a city, not a county. Its city label alone does not identify the county for a specific parcel. Check the official parcel record before choosing a county tax office, clerk, or court reference.

Property taxes and tax-foreclosure matters

Use the property's county record to choose the tax-office contact for the current account or notice. The Texas Comptroller's county directory provides property-tax contacts for Bastrop, Hays, and Williamson Counties; Travis County has a separate Tax Office account page. The Travis County Tax Office also publishes a foreclosed properties page. Check any tax-sale notice or listing directly with the office or court named for that property; a Travis County page does not establish the status of a particular Austin-area house.

A tax-foreclosure matter and a lender's mortgage foreclosure are separate. A tax notice belongs with the tax office or court identified on it. For a lender's mortgage foreclosure, see the separate Austin foreclosure information and the Texas State Law Library's guides to notices before a sale and the foreclosure sale.

Texas real-estate transfer tax

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. A deed is signed before a notary and recorded with the county clerk; recording fees still apply. Read Article VIII, Section 29 of the Texas Constitution and the Texas Legislative Council's explanation.

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. Your mortgage, back taxes, and share of current property taxes are separate amounts.

County offices for parcel-specific records

Use only the county shown in the property's official parcel record. These office links are starting points for tax-account, tax-notice, and recorded-property questions; they do not confirm a particular balance, lien, case, or sale status.

Compare possible net proceeds

Use the Austin home-sale net proceeds calculator with your own estimated value, mortgage payoff, liens or tax amount, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Austin home-sale net proceeds calculator →

What sellers say about USA Home Buyers

Austin property liens and back taxes questions

Can I sell my Austin house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. USA Home Buyers buys houses as-is in Austin, TX, and you can call before you have every notice or payoff record.

Who confirms the current payoff amount?

The creditor or tax office confirms its current balance and payoff instructions. The title company checks the property records and uses confirmed payoff information in the closing figures; an older bill or recorded document may not show the current amount.

What records should I have when I call?

Start with the property address and whatever you have: the latest tax bill or notice, payoff statement, lien or court paper, parcel number, creditor name, account number, or case number. You can call before you have all of these.

Are a property-tax foreclosure and a mortgage foreclosure the same?

No. A tax-office notice or tax-foreclosure matter is separate from a lender’s mortgage-foreclosure process. Check the notice with the tax office or court named on it. For mortgage-foreclosure information, see the Austin foreclosure page and the Texas State Law Library links in the local facts section.

Which county office should I contact about an Austin property?

Austin is a city, not a county, and the city name alone does not identify a parcel’s county. Check the official parcel record, then use the matching county tax-office or clerk link below.

Does Texas charge a real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. Deed recording still involves paperwork and fees. When you sell to us, we pay the closing costs; your mortgage, liens, back taxes, and share of current property taxes are separate.

What happens after I contact you?

We talk through the property and the records you have, review the house as it stands, and give you written offer terms before you commit. The title company and the creditor or tax office confirm the property-specific title and payoff details. You review the closing figures, and the sale closes through a title company.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Austin address and the notice or payoff information you have.

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