What we take on after a fire
You do not have to clean out the house, repair fire or smoke damage, or haul away debris before selling to us. We buy fire-damaged houses exactly as they stand, including damage from firefighting. Tell us what happened; you do not need to start restoration first.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. That describes the sale to us; it does not determine what your insurer will pay or whether your mortgage servicer has requirements for the claim. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- We discuss the address, what happened, the damage, and any limits on access.
- You review the written offer and terms before you decide.
- If you choose to proceed, a title company handles closing.
Big Spring safety and permit contacts
If responders or local officials have restricted entry, stay out and follow their directions. Before cleanup, repairs, or demolition, ask the City which permits or inspections apply to the address and the work. Big Spring city resources apply to properties within city limits; the responsible office can differ for an address outside them.
For a Big Spring city property, Code Enforcement handles City health, safety, zoning, and sanitation matters. Its listed office is 217 East 3rd Street, Big Spring, TX 79720, and the phone number is 432-264-2504.
Compare rebuilding with selling as-is
If rebuilding is another option, compare any repair estimates you already have, cleanup and debris costs, the time involved, and the written sale terms. Do not guess at an insurance payment; confirm claim and mortgage requirements with the professionals handling them.
Use the Big Spring home-sale net-proceeds calculator to compare a possible listing with what you might keep after costs. Adjust the planning assumptions to fit what you know. Just an estimate — the actual number could be more or less depending on the home's condition.
Questions and contact
Fire-damaged house questions
Can I sell a fire-damaged house in Big Spring, TX?
Yes. USA Home Buyers buys houses as-is in Big Spring and Howard County, Texas. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I have to clean up, repair, or haul debris before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house or start cleanup after a fire?
If responders or local officials have restricted entry, stay out and follow their directions. Before cleanup, repairs, or demolition, ask Big Spring Permits and Inspections which permits or inspections apply to the property and work.
Does selling the house end a City order or court case?
No. Selling does not automatically end an existing order or court case. If you have a City notice, tell us about it so we can include it in the discussion; Big Spring Code Enforcement can explain the City requirements for that property.
What happens after I tell you about the fire damage?
We discuss the address, what happened, the damage, and any access restrictions. You can review the written offer and terms before you commit. If you choose to proceed, a title company handles closing.
Reviews
Call 888-274-5006 or use the form to tell us about the house and damage.
We give written cash offers in 24 hours.
Tell us the address and what you know about the damage and access.