Brookings, SD · Seller questions
Get clear answers about what you keep, selling as-is, and South Dakota rules for estates, tenants, and foreclosure.
We answer 24/7 at 888-274-5006. You can call with a question or use the form.
Share the address and what you are trying to figure out. You can tell us about your timing, too.
Start with the number you keep
A mortgage payoff, liens, back taxes, and your share of current property taxes affect what remains. Compare your options and the costs that come with each one.
Compare possible Brookings net proceeds with the calculator →
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Brookings calculator →
Questions about the two options? Call 888-274-5006.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give written cash offers in 24 hours.
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
South Dakota charges a real-estate transfer fee of 50 cents for each $500 of value or fraction thereof; the grantor is legally responsible unless an exemption applies. No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including the South Dakota real-estate transfer fee. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from the costs we pay.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. In South Dakota, a sale does not by itself end a stated lease; the lease and state tenancy rules govern possession and notice (SDCL §§43-32-15 and 43-32-17).
Usually, yes. Once appointed, a personal representative may sell estate property by public or private sale unless the will or a formal court order restricts that authority. If the home's fair-market value is not readily ascertainable, the representative must give written sale information at least 14 days before closing to each person who filed a demand for notice (SDCL §§29A-3-715(6), (23), (b), and 29A-3-204). If you need an estate attorney, we can help you find one.
South Dakota allows foreclosure by court action or by advertisement when the mortgage includes a power of sale. For an advertisement sale, publication must run at least weekly for four successive weeks, and the borrower and affected lienholders must receive written notice at least 21 days before the auction. The borrower may require foreclosure by court action after advertisement begins. The sheriff holds the auction in the county where the house is located. The ordinary redemption period is one year after sale; a mortgage with the statutory 180-day clause can shorten it, including to 60 days if the property is abandoned (SDCL §§21-47-13, -14, -23; 21-48-1, -6, -6.1, -9, -10, -11; 21-49-12, -38; 21-52-11). Call us as soon as you receive a sale notice.
We buy houses with open notices and orders. A notice may set repair deadlines or permit requirements. When you sell to us, we're the buyer, so the repairs become our job.
No. You can call with a question before you have everything gathered. Tell us what is going on, and we can talk through the house, timing, or papers together.
Start with a question
Tell us what is happening with the house. We can talk through the property, timing, or papers you have, even if you are still working out the next step.
For a building-permit question, start with the City of Brookings Building Services & Permits page. Brookings has city limits and a joint-jurisdiction area for building- permit purposes. Not sure which applies to your property? Call us — we'll sort it out with you.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
More detail
Call 888-274-5006 or use the form above. You can call before you have all the papers gathered.