Brownsville TX › Foreclosure
Can I Sell My Brownsville House Before Foreclosure?
If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. Often, you can still sell a Texas home before a mortgage foreclosure sale if the sale closes in time. The notices, payoff, title, and any court case affect whether there is time to finish a sale.
We buy houses as-is in Brownsville and Cameron County. No repairs, no cleaning, no cleanout required to sell to us. Ask us for a written cash offer and tell us the date on your notice.
Call 888-274-5006 or use the form to ask about a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
How we work toward a closing
1. We look at the date and the property.
Tell us what notice you received and when the sale is set. We can review the timing and property details with you.
2. You get written terms before you decide.
We give you a written cash offer and written terms before you commit. Compare the terms with your current payoff and the date on your notice.
3. A title company handles the closing work.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The title company reviews title and coordinates payoff details for closing.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Mortgage foreclosure: check the notices for your home
Texas mortgage foreclosures are usually handled without a court case by a trustee or substitute trustee. For a home used as your residence, the servicer must first send a written default notice by certified mail. That notice gives you at least 20 days to catch up before a sale can be noticed.
If the lender proceeds, the notice of sale must be given at least 21 days before the sale. It must be posted at the courthouse, filed with the county clerk, and sent by certified mail to each borrower. The usual public auction is on the first Tuesday of the month between 10 a.m. and 4 p.m.; it must start no later than three hours after the time stated in the notice. Some foreclosures go through court and follow different steps. Your own notices and court record control.
Read the Texas State Law Library's explanations of the notices before a foreclosure sale and how the sale works.
A mortgage foreclosure is not a tax sale
A mortgage foreclosure is the lender enforcing its mortgage; a tax sale concerns delinquent property taxes. They have separate notices and deadlines. The 20-day and 21-day notice periods above are for the described mortgage-foreclosure process, not a tax-sale deadline. If your notice is about unpaid property taxes, follow the date and contact on that notice. The Cameron County Tax Assessor-Collector provides property-tax service and payment information through its Brownsville office directory.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
A current payoff and title review can show what would need to be covered at closing. Any lender decision or payoff amount is specific to the loan and property.
Cameron County contacts
The Cameron County Clerk publishes separate Brownsville Main Office and courthouse contacts for official records and recording. Confirm which location handles your question before visiting.
For help understanding your specific legal options, speak with a qualified Texas attorney. We can work alongside yours while a title company reviews the sale and payoff details.
Compare your options
Use your own numbers to estimate possible proceeds and compare a sale with other costs. A calculator estimate is not a property-specific offer.
Questions about foreclosure in Brownsville TX
Can I sell my Brownsville house before a trustee's sale?
Often, yes, if the sale closes before the foreclosure sale. If a trustee's sale is scheduled, tell us the date right away so we can try to close before it. The notices, payoff, title, and any court case affect the timing.
What are the Texas mortgage-foreclosure notice deadlines?
For a home used as your residence in the usual non-judicial process, the servicer must send a written default notice by certified mail and give you at least 20 days to catch up before a sale can be noticed. The sale notice must generally be given at least 21 days before the sale. Some foreclosures go through court and follow different steps, so check your own notices and case.
Is a property-tax sale the same as mortgage foreclosure?
No. Mortgage foreclosure is a lender process; a property-tax sale concerns delinquent property taxes and has a separate notice and timeline. Do not use the 20- or 21-day mortgage-foreclosure deadlines to work out a tax-sale date. Follow the tax-sale notice and contact listed on it.
What if my mortgage payoff is more than the house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A current payoff and title review are needed to see what the sale would have to cover.
What happens after I ask for a cash offer?
We review the property and timing, then give you a written cash offer and written terms before you commit. If you choose to move forward, a title company works through title and payoff details for closing. A possible sale still has to close before a scheduled foreclosure sale.
Ask about a cash offer
Call 888-274-5006 or send the property details through the form.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.