Brownsville, TX · Cameron County · How the sale works
How Selling Your Brownsville House to Us Works
USA Home Buyers buys houses as-is in Brownsville and Cameron County. Start with the address and what you know about the house; you do not need every property question settled before you call or use the form.
Questions about the house? Call 888-274-5006.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you know. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
USA Home Buyers buys houses as-is in Brownsville, Texas, and Cameron County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Start with the address and what you know about the condition, who lives there, access, and timing. You can call or use the form before every property question is settled.
Step 2: Talk through the property and your choices
We talk about the house as it stands, including repairs, occupancy, access, ownership, and timing. We can discuss a direct sale, listing, repairs, waiting, or another option while there are still details to check.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and property-specific conditions before deciding whether to proceed.
Step 4: Work through title, authority, and payoffs
The title company checks the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation. Current statements, notices, or estate papers can help identify what still needs to be checked.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Brownsville calculator →
Questions about the two options? Call 888-274-5006.
Brownsville and Cameron County details
Cameron County deed and record questions
The Cameron County Clerk handles official records and legal instruments, including recorded-deed questions. The County lists its Brownsville Main Office at 835 East Levee Street, 3rd Floor, Brownsville, TX 78520, at 956-544-0815. Check the Clerk's page for current office details. A public record search is a starting point, not a title decision; the title company reviews the records and documents needed for your sale.
Cameron County Clerk — official records and recording information ↗
Closing numbers
Review the settlement figures
The settlement sheet lists the sale price, mortgage payoff, liens, taxes, other costs, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Texas has no state, county, or city real-estate transfer tax on a sale conveying full ownership of real property. Texas Constitution, Article VIII, Section 29 ↗.
When you sell to us, we pay the closing costs.
Your mortgage, liens, back taxes, and share of current property taxes are separate.
Compare possible Brownsville sale proceeds with the calculator →
When the process gets difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What sellers say about USA Home Buyers
Questions and next steps
Find guidance for your situation
Open the page closest to your situation or compare possible numbers with the calculator. You can call before every property question is settled.
Brownsville process questions
Can I start before every property question is settled?
Yes. Start with the address and what you know about the condition, occupancy, access, and timing. You can call or use the form while other details are still being checked.
What does selling as-is mean?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What does the title company check?
The title company reviews the deed, ownership, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A particular balance or estate question is checked against the records and papers for that property.
Does Texas charge a real-estate transfer tax, and who pays closing costs?
Texas has no state, county, or city real-estate transfer tax on a sale conveying full ownership of real property. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
How can I compare what I might receive at closing?
The settlement sheet lists the sale price, payoffs, liens, taxes, other costs, and the amount scheduled for disbursement. The Brownsville calculator lets you compare possible net proceeds using editable assumptions.
How do Cash Offer and EZ Sale compare?
The comparison above shows the two choices. Read the written price, timing, responsibilities, and costs, then choose the path that works best for you.
Ready to talk through your Brownsville house?
Call 888-274-5006 or use the form above with the property address and what you know so far. Questions are welcome before every detail is settled.