Buffalo, New York · Erie County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Yes. You can talk with us about selling a Buffalo house in Erie County with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can start with the property address and any tax bill, lien notice, payoff statement, or court paper you have. The title company and the creditor or tax office confirm the current records and figures for the sale.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, payoff, creditor, or tax account. You can start before you have every document.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
We'll give you a written cash offer within 24 hours.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a claim that can affect the property or the money due at closing. The current payoff comes from the creditor or tax office; the title company checks the recorded claims and uses the confirmed instructions in the settlement figures.
The closing-cost promise is separate from your mortgage payoff, liens, back taxes, and your share of current property taxes. Those items are confirmed and shown separately in the closing figures.
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
A recent tax bill or notice, mortgage payoff statement, creditor or case number, deed, or court paper can help. You do not need to collect every record before calling. The lender or creditor confirms its payoff, the taxing office named on a bill or notice confirms that account, and the Erie County Clerk can answer county record questions.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You can call or send the form now. These steps explain the conversation, written terms, title and payoff checks, and closing.
Tell us the Buffalo address, what you know about the lien or tax issue, and any timing concern. Start with what you have; you do not have to resolve the balance before calling.
We discuss the property as it stands and provide the proposed price, responsibilities, payoff treatment, and closing terms in writing before you decide whether to proceed.
If you choose to move forward, the title company checks ownership and recorded claims. The responsible lender, creditor, or tax office confirms current balances and payoff or release instructions for the property.
The title company prepares the settlement figures, including the sale price, confirmed payoffs, taxes, and closing costs. It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
A lien or tax balance is property-specific. Use the current notice and the office or creditor named on it to confirm the account; the Erie County Clerk is a starting point for county record questions.
Contact the Erie County Clerk with county record questions. For deed recording information, including the Clerk's current deed instructions, use the Erie County Clerk deed-recording page. A recorded document is not the same as a current creditor payoff; ask the creditor or tax office for its current balance and instructions.
A delinquent property-tax matter and a mortgage-foreclosure case are separate. A tax bill or tax notice identifies the taxing office to contact about that account. New York mortgage foreclosures go through court, and a referee conducts the sale; use the court and current case papers for the status of a particular case. Read the New York Courts foreclosure-judgment guidance and check each notice or case separately. Do not assume that resolving one claim changes the status of the other.
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. Erie County Transfer Tax adds $2.50 per $500, for a combined $4.50 per $500 before applicable exemptions. Erie County notes a reduction for qualifying senior owners; the title or closing professional can confirm how the rules apply to a specific sale.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and Erie County Transfer Tax.
The transfer-tax promise does not pay your mortgage, liens, back taxes, or your share of current property taxes; those remain separate settlement items.
Read New York State's real estate transfer-tax guidance → · Read Erie County Clerk deed and transfer-tax information →
Use the editable Buffalo, NY home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers have said about working with us.
“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
“Lake Ontario flooding in the spring got into our basement on Lakeshore Boulevard twice. The second time killed the furnace and HVAC and left six inches of standing water. Our insurer totaled the contents but fought the structural claim. USA Home Buyers knew Charlotte's flood situation well — no surprises in the offer, no inspection drama. Closed in ten days.”
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call before you have every notice or balance; current payoff information and the property's title are checked as the sale moves forward.
The creditor or mortgage servicer provides its current payoff. Use the office named on a property-tax bill or notice for that tax account and its current status. The title company checks recorded claims and coordinates the payoff information needed for the closing.
Start with the Buffalo property address and anything you have: a tax bill or notice, payoff statement, creditor or case number, deed or other county record, mortgage information, or court paper. You can call before you have everything.
No. A delinquent property-tax matter and a mortgage-foreclosure case are separate claims with different notices and responsible offices. Check each current notice or court record with the office, lender, or court named on it; do not assume that resolving one changes the status of the other.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
New York State real estate transfer tax is $2 for each $500 of sale price, or part of $500, when the price exceeds $500. Erie County adds $2.50 per $500, for a combined $4.50 per $500 before applicable exemptions. Erie County notes a reduction for qualifying senior owners; ask the Clerk or closing professional whether it applies to your sale.
We talk about the house and the information you have, review the property as it stands, and give you written terms before you decide. If you choose to move forward, the title company checks ownership and recorded claims, confirms payoff instructions with the responsible creditors or tax offices, and prepares the closing figures.
Call 888-274-5006 or use the form above. Start with the Buffalo address and the notice or payoff information you have.