Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes, you may still be able to sell before a mortgage sheriff sale if there is time to work through the payoff, title, court status, and closing. The right next step depends on the notice and stage you are facing; if a sale date is set, use the current case papers and confirm that date with the plaintiff or sheriff.
We buy houses as-is in the City of Butler and Butler County, Pennsylvania. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We review the house and the deadline with you, then provide a written offer and written terms before you commit; the closing is through a title company. You can call before you have the exact payoff or every document in hand.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. When you sell to us, we pay the transfer tax. Your mortgage balance, liens, back taxes, and share of current property taxes are separate and are reviewed through closing.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Mortgage foreclosure and a tax sale for unpaid property taxes are separate processes. Read the notice you received and keep the dates for each process separate.
Mortgage foreclosure and sheriff sale
A mortgage foreclosure is a lender’s court case. The notices and court papers show where the case stands; if a sheriff sale is scheduled, check that date with the plaintiff or sheriff handling the case. An Act 91 notice may arrive earlier in the process for certain owner-occupied homes.
For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower’s principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives.
When property taxes go unpaid, the county can put the house up for a tax sale, and the county’s notice gives the date. If a sale closes before that date, the delinquent taxes may be paid from the proceeds if enough money remains after other liens and closing costs. A sale agreement alone does not resolve the tax claim. Call us as soon as a notice arrives; timing matters. See the Real Estate Tax Sale Law, §§601–603.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask your lender or servicer for a current payoff statement. The title company can review the payoff and other recorded claims as part of checking whether the written terms and timing can work for this property.
What happens next
Call or use the form with the property address and the notice you received. You can get in touch before you know the exact payoff.
We review the house and give you a written cash offer and written terms before you decide whether to proceed.
If you choose to move forward, a title company reviews title, mortgage payoff, liens, back taxes, and the property-tax amounts that apply to the sale.
If a mortgage sheriff sale is scheduled, we use the agreement to ask for a postponement; confirm directly with the plaintiff or sheriff whether the date has changed.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and the foreclosure or tax-sale notice you received.
Local help in Butler County
For a delinquent property-tax notice, the Butler County Tax Claim Bureau is the county office for tax-sale information. Its listed office is at 124 W Diamond Street, Butler, PA 16003; call 724-284-5326. For a mortgage sheriff sale, use the current case papers and confirm the sale date with the plaintiff or sheriff named in them.
If you received an Act 91 notice and want to seek HEMAP, meet a designated housing counselor within 33 days of the notice; the counselor then has 30 days from that meeting to submit an application to PHFA.
The Butler calculator lets you change the numbers for a possible sale comparison. It is a planning estimate, not a valuation or a property-specific offer.
Can I sell my Butler house before a mortgage sheriff sale?
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Yes, selling before a scheduled sale may be possible if payoff, title work, court status, and closing can be handled in time. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Confirm any change to the date with the plaintiff or sheriff handling your case.
Is a Butler County tax sale the same as mortgage foreclosure?
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No. A mortgage foreclosure is a lender's court case; a county tax sale is a separate process for unpaid property taxes. The county tax-sale notice gives the tax-sale date, and an agreement to sell alone does not resolve the tax claim.
What does an Act 91 notice mean in Pennsylvania?
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For certain delinquent mortgages on a Pennsylvania one- or two-family home that is the borrower’s principal residence, the lender must send an Act 91 notice before filing for foreclosure. If you receive one and want to seek HEMAP assistance, meet a designated housing counselor within 33 days; the counselor then has 30 days from that meeting to submit an application to PHFA. HEMAP is a state mortgage-assistance loan program. Selling is another option, and you can call us when the letter arrives.
Do I have to pay back taxes before settlement?
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You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. A sale agreement alone does not resolve a county tax claim or change its sale date.
What if the mortgage payoff is more than my house is worth?
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Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
When you sell to us, we pay the transfer tax. The title company reviews your mortgage, liens, back taxes, and share of current property taxes separately.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us the property address and what notice you received.
