Cedartown, GA · Polk County / Foreclosure
Can I Sell My Cedartown House in Foreclosure?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. USA Home Buyers buys houses in Cedartown and Polk County, Georgia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the notice, payoff, and time you have, and ask about a cash offer.
How we help you work toward closing
Tell us what's happening with the Cedartown house. We review it as-is. You get a written offer and written terms before you commit, and we close through a title company. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. If you choose to sell, we work through title, payoff, and lien details as we work toward closing.
Your mortgage payoff, liens, back taxes, and share of current property taxes are separate from closing costs. When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax.
Mortgage foreclosure and tax sale have different dates
A mortgage foreclosure concerns the home loan. In a Georgia power-of-sale foreclosure, the sale is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period. Read O.C.G.A. § 44-14-162 and O.C.G.A. § 44-14-162.2.
A tax sale concerns unpaid property taxes, not the mortgage. It has its own notice and date. A postponement of a mortgage foreclosure does not change a separate tax-sale date. Not sure which notice you have? Call us — we'll sort it out with you.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
If you choose to sell, we'll work through the payoff and any liens with the title company as we work toward closing.
What happens next
- Call or use the form to tell us about the house and the sale notice. You can call even if you don't have every detail yet.
- We review the house as-is and give you a written offer and written terms before you commit.
- If you choose to move ahead, we work through title, payoff, and lien details with the title company. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Local tax and property-record offices
Polk County's Tax Commissioner handles county tax billing and collection. The City of Cedartown handles its own city taxes. The Polk County Superior Court Clerk maintains recorded deed and lien information.
Compare possible sale proceeds
Enter possible sale and payoff amounts to compare what may be left from a Cedartown sale.
Estimate possible sale proceeds with the Cedartown calculator →What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”
Cedartown GA foreclosure questions
Can I sell my Cedartown house before a Georgia foreclosure sale?
Yes. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it. We buy houses as-is in Cedartown and Polk County.
Does signing an agreement automatically postpone the sale?
No. An agreement alone does not confirm a postponement. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
Is a mortgage foreclosure the same as a tax sale?
No. A mortgage foreclosure concerns the home loan; a tax sale concerns unpaid property taxes. Each has its own notice and date, and postponing a mortgage foreclosure does not change a separate tax-sale date.
What if the payoff is more than my Cedartown house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. If you choose to sell, we'll work through the payoff and any liens with the title company.
What happens to back taxes and liens if I sell to you?
A mortgage-sale postponement does not change a separate tax-sale date. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
What are the Georgia power-of-sale foreclosure deadlines?
For a Georgia power-of-sale foreclosure, the sale is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period.
Talk through the foreclosure or tax notice
Call 888-274-5006 or use the form to talk through the Cedartown house and ask for a cash offer. You can call even if you don't have every paper in front of you.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.