Cedartown, GA · Polk County · How the sale works
How Selling Your Cedartown House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Cedartown and Polk County, Georgia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, who lives there, access, and timing. You can start the conversation before every property question is settled.
Call 888-274-5006 with a question or to talk about the house. You do not need every answer before you call.
Request a written cash offer2. The sale, step by step
From the first conversation to settlement
Step 1: Talk about the house and what you know
Start with the Cedartown address, the house's condition, who lives there, access, and the timing you have in mind. An estate, tenant, notice, payoff, lien, or tax question can be part of the conversation even if you do not have every answer yet. You can start before every property question is settled.
Step 2: Review the house and your choices
We buy houses as-is in Cedartown and Polk County, Georgia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the house as it stands, the choices that fit your situation, and what still needs to be checked.
Step 3: Read the written offer and terms
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before deciding whether to proceed.
Step 4: Let the title company check ownership and payoffs
If you choose to proceed, the title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for this closing. Bring the current statements, notices, or estate papers you have so the title company can identify what applies to the sale.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You can ask about any line you do not recognize before signing.
You're going to get a fair price and not have to do anything. Just show up at settlement.
3. Two ways to sell
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare the written numbers and terms for the house, including your responsibilities, possession, timing, and costs, before choosing a path.
4. Cedartown and Polk County details
Start with the office that handles the question
Cedartown is in Polk County, but City departments and County offices are separate local routing points. The City of Cedartown and Polk County both publish building-inspection routes. The right office depends on the property address and the permit, inspection, code, tax, or estate record involved; a Cedartown mailing address alone does not establish whether a particular property is inside the city limits.
5. Closing numbers
Read the settlement sheet and Georgia transfer tax
The settlement sheet lays out the sale price, mortgage payoffs, liens, taxes, other listed charges, and the amount scheduled for disbursement. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Georgia's real-estate transfer tax is based on the sale price: $1 for the first $1,000 or fraction, then 10 cents for each additional $100 or fraction. The seller is legally liable, although a sales contract can assign payment to the buyer. The deed generally cannot be recorded until the tax is paid, and statutory exemptions may apply. Read the Georgia Department of Revenue's real-estate transfer tax information ↗.
When you sell to us, we pay the closing costs.
That closing-cost statement does not pay your mortgage balance, liens, back taxes, or your share of current property taxes; those are separate settlement items.
6. When things get difficult
We keep working through the bumps
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
7. Questions and contact
Find the next step for your Cedartown house
Call 888-274-5006 or send the address and what you know about the property. You can start before every payoff, estate detail, or timing question is settled.
- Inherited property and estate questions →
- Foreclosure and deadline questions →
- Selling during a divorce →
- Tenant-occupied property →
- Code notices and repairs →
- Fire-damaged property →
- Property liens and back taxes →
- Cedartown home-sale net-proceeds calculator →
Questions about selling a Cedartown house
Can I start before every question about the Cedartown house is settled?
Yes. Start with the property address and what you know about its condition, occupancy, access, and timing. You can bring up open questions about an estate, payoff, lien, tax account, or notice during the conversation.
Do you buy houses as-is in Cedartown and Polk County?
Yes. USA Home Buyers buys houses as-is in Cedartown and Polk County, Georgia. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
How does Georgia real-estate transfer tax affect closing?
Georgia's real-estate transfer tax is based on the sale price: $1 for the first $1,000 or fraction, then 10 cents for each additional $100 or fraction. The seller is legally liable, although a sales contract can assign payment to the buyer; statutory exemptions may apply. When you sell to us, we pay the closing costs. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Which office handles a Cedartown or Polk County property question?
City of Cedartown departments and Polk County offices are separate local routing points. The right office depends on the property address and the record or notice involved; a mailing address alone does not establish whether a property is inside city limits.
Ready to talk about your Cedartown house?
Call 888-274-5006 or start with the property address, condition, occupancy, and timing in the form. Questions before documents are ready are welcome.