Cedartown, Georgia · Polk County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Cedartown and Polk County, including houses with liens or back taxes. You do not have to clear every record before you call; payoff figures are checked for the sale and handled through closing.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 or use the form below to talk about a cash offer.
Share the property address and whatever you know about the notice, payoff, creditor, or tax account. You can start with what you have.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
The lender, lienholder, or tax office gives the current balance and payoff or release instructions. The title company checks the recorded claims and uses the confirmed instructions in the closing figures. Your mortgage, liens, back taxes, and share of current property taxes are separate from the closing costs we pay; those balances are handled from the sale at closing.
Georgia real-estate transfer tax is a closing cost. Your mortgage, liens, back taxes, and share of current property taxes are separate settlement items.
A recent mortgage or lien payoff statement shows the creditor's current amount and instructions. A tax bill or notice, parcel number, deed, case number, or recorded lien can help identify which account and office to check. The Polk County Superior Court Clerk provides recorded-document, deed, and lien information; the Tax Assessor handles assessment and property-record questions. Neither an old notice nor an assessed value is a current payoff quote.
For county property-tax billing and collection, contact the Polk County Tax Commissioner. Polk County says municipalities handle their City taxes separately, so a Cedartown City-tax question goes to the municipality. During a sale, the title company checks ownership and recorded claims, while the creditor or responsible tax office confirms the payoff. Call us before you have every paper or balance.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Cedartown address, what the house is like, and what you know about the lender, lien, tax account, or deadline. Start with what you have; you can call before you gather every record.
We discuss the house as it stands and provide the proposed price, responsibilities, and payoff treatment in writing before you commit. Read the terms and ask about anything that is unclear.
If you choose to proceed, the title company checks ownership and recorded claims for the transaction. The lender, lienholder, or tax office confirms current payoff figures and release instructions for the closing.
The closing statement shows the sale price, confirmed payoffs, taxes, and other closing costs. The title company uses the confirmed instructions to complete the settlement and distribute the proceeds.
You receive written offer terms before you commit, and closing is through a title company.
Cedartown is in Polk County, but City departments and Polk County offices are separate. Confirm whether the parcel is inside city limits and which government issued the bill or notice before relying on a tax or property-record answer.
Contact this office about county tax billing and collection, including the current county tax account. It lists 144 West Avenue, Suite A, Cedartown, GA 30125, and 770-749-2125. Polk County says municipalities handle their own City taxes; for a City-tax bill, contact the municipality through the City of Cedartown contact page.
The Clerk's page provides recorded-document, deed, and lien information. The office lists Courthouse No. 1, 100 Prior Street, Suite 106, P.O. Box 948, Cedartown, GA 30125, and 770-749-2114.
Use this office for assessment and property-record inquiries, not as a substitute for a current lien or tax payoff. It lists 144 West Avenue, Suite B, Cedartown, GA 30125, and 770-749-2108.
Keep a tax-account notice separate from a lender's mortgage-foreclosure notice. The notice and office responsible for the specific property determine the current balance and status.
Polk County's Tax Commissioner handles county tax billing and collection. The County says municipalities handle City taxes separately. If you receive a tax-sale notice, use the notice and contact the issuing tax office to confirm the account, current status, and next date; do not assume that a county account and a City account follow the same route. The local offices above provide the county contact and the City contact page.
For a Georgia power-of-sale mortgage foreclosure, the sale is held at the county courthouse on the first Tuesday of the month. Notice must be published once a week for four weeks, and the lender must send the borrower notice at least 30 days before the sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period. These are foreclosure rules, not a tax-sale schedule; check the actual lender notice and confirm any postponement with the lender or the office handling the sale.
Georgia's statewide real-estate transfer tax is based on the sale price: $1 for the first $1,000 or fraction, then 10 cents for each additional $100 or fraction. The seller is legally liable, although a sales contract can assign payment to the buyer. The deed generally cannot be recorded until the tax is paid, and statutory exemptions may apply. When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. This is separate from a mortgage, liens, back taxes, and your share of current property taxes.
Use the Cedartown home-sale net proceeds calculator with your own estimates for sale price, mortgage payoff, lien or tax amount, repairs, carrying costs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Yes. We buy houses with back taxes and liens, and you don't have to pay them off before we settle. When you sell to us, payoffs are handled through closing from the sale, not by you upfront. Call with the address and the notice or payoff information you have; you can start before you have every record.
The lender, lienholder, or tax office provides the current payoff and instructions. The title company checks ownership and recorded claims for the sale, and the Polk County Superior Court Clerk provides recorded-document, deed, and lien information. A recorded amount is not necessarily the current payoff amount.
The Polk County Tax Commissioner handles county tax billing and collection. Polk County says municipalities handle their own City taxes, so contact the municipality named on a City-tax bill. Confirm the parcel and tax jurisdiction with the responsible office.
No. A county or municipal property-tax account and a lender mortgage foreclosure are separate matters. Use the tax notice and the office responsible for that tax account for its current balance and status. For a Georgia power-of-sale mortgage foreclosure, check the actual lender notice and courthouse sale information; do not use a tax notice to infer a mortgage-sale date or the reverse.
Georgia transfer tax is based on the sale price. State law makes the seller legally liable, although a sales contract can assign payment to the buyer. When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. This does not pay a mortgage, liens, back taxes, or your share of current property taxes.
Start with the property address and whatever you have: a tax bill or notice, payoff statement, creditor name, parcel or case number, deed, mortgage information, or court paper. You can call before gathering everything; the relevant office and title company can confirm what is still needed.
Call 888-274-5006 or use the form above. Start with the Cedartown address and the tax or lien information you have.