Chambersburg PA › Market Report
Chambersburg PA Housing Market Report — 2026
Market data last updated: March 2026
TL;DR
According to Redfin (March 2026), Chambersburg has a Compete Score of 79 with hot homes going under contract in 5 days — one of the most competitive markets in our Pennsylvania coverage area. USA Home Buyers purchases Chambersburg homes for cash in any condition. Written offer in 24 hours, close in 7–14 days. Call 888-274-5006.
Chambersburg PA Market Overview
Chambersburg is the county seat of Franklin County, Pennsylvania — the commercial center of the Cumberland Valley at the crossroads of I-81 and US-30. The market's strong Compete Score of 79 reflects real demand: proximity to the Maryland border drives migration, Hartford CT is the #1 inbound migration source per Redfin (Oct–Dec 2025), and volume nearly doubled year-over-year (13 to 24 homes/month in March 2026). For move-in-ready homes, this market moves fast. For older stock or properties with condition issues, a cash offer resolves the equation.
| Metric | Value | Source |
|---|---|---|
| Median sale price | $228,975 | Redfin (Mar 2026) |
| Days to pending (hot homes) | 5 days | Redfin (Mar 2026) |
| Compete Score | 79 / 100 (very competitive) | Redfin (Mar 2026) |
| Sale-to-list ratio | 99.1% | Redfin (Mar 2026) |
| Monthly homes sold | ~24 homes (nearly doubled YoY) | Redfin (Mar 2026) |
| PA transfer tax | 2% total (1% state + 1% Borough) | PA Revenue / Borough confirmed |
| Franklin County recording fee | $92.75 | franklincountypa.gov |
| Common Level Ratio | 13.02 (valid 7/1/2025–6/30/2026) | Franklin County Assessment |
| Foreclosure type | Judicial (Franklin County Court of Common Pleas) | Pennsylvania law |
| County | Franklin County | — |
Franklin County Closing Essentials
The Franklin County Register & Recorder is at 157 Lincoln Way East, Chambersburg PA 17201, phone (717) 261-3872. Deeds, mortgages, and other recorded instruments go through this office. Note: the Prothonotary (civil court filings) is a separate office at (717) 261-3861 — do not confuse these two offices.
Orphans' Court (probate) for Franklin County is through the Court of Common Pleas. Contact the Franklin County courthouse at (717) 261-3805 — verify current contact information at franklincountypa.gov before relying on any specific number. Pennsylvania Orphans' Court handles estate administration, and the personal representative receives Letters Testamentary before conveying real property.
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