Charleston, WV · Seller FAQ
Questions About Selling a House in Charleston, WV
USA Home Buyers buys houses as-is in Charleston and Kanawha County. These answers cover repairs, what you may keep, timing, and the local questions that can come up before a sale.
Call 888-274-5006 or use the form. You can start with the address and what you know; you do not need every paper sorted out first.
We give written cash offers in 24 hours.
Share the address, condition, occupancy, and timing you know.
We'll give you a written cash offer within 24 hours.
Cash Offer or EZ Sale: compare the written numbers
What you keep is the net after sale costs and property obligations, not just the sale price. Compare the written numbers with your likely costs, including repairs or cleanout, payoff, liens, back taxes, and your share of current property taxes.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Charleston calculator →
Questions about the two options? Call 888-274-5006.
Charleston seller questions, answered
Can I sell my Charleston or Kanawha County house as-is?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Charleston and Kanawha County.
What will I keep from the sale?
The useful number is what remains after the sale price and the costs tied to your situation—not the headline price alone. Compare likely repairs, cleanout, selling costs, and the time you carry the house. Mortgage payoff, liens, back taxes, and your share of current property taxes are separate property-specific amounts.
What is the difference between a Cash Offer and EZ Sale?
Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
When you buy my house, who pays West Virginia transfer excise tax?
When you sell to us, we pay the closing costs, including the West Virginia real estate transfer excise tax and the additional county excise tax. Your mortgage payoff, liens, back taxes, and share of current property taxes remain separate.
How soon can I get a written offer, and when would closing happen?
We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. The offer timing is separate from a property-specific closing date; title, payoff, and the details of the transaction can affect timing.
Can I sell if a West Virginia trustee sale is scheduled?
A sale may still be possible if the loan can be paid off before the sale. When a deed of trust gives the trustee sale power, the named trustee can sell the house at public auction after default without a court case. The trustee generally must publish notice in the county once a week for two weeks in a row and send the borrower notice by certified mail, return receipt requested; there is a narrow exception for an older deed of trust. Notice counts once mailed to the required address, even if it comes back. Sale proceeds pay the trustee's expenses, then the secured debts, and any surplus goes to the former owner. Treat the auction date as the deadline for completing a sale and paying off the loan. Have the title company or an attorney confirm the current sale date and amount needed. Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Can I start before all the inherited-house paperwork is gathered?
Yes. You can call before every document is in hand. Tell us whose name is on the deed and which estate papers you have; a title company or West Virginia attorney can check the actual documents and confirm who may sign and what is still needed before closing.
Can I sell a tenant-occupied house or one with a code notice?
We can review an occupied or repair-heavy house as-is. Share the lease, occupancy and access details, any notices, and the timing you are working with. The actual lease, notice, or court process can affect possession and closing, so confirm the steps for your property with the appropriate office, title company, or attorney.
What if a divorce or court order affects who can sign?
Tell us who owns the house and whether there is a divorce agreement or court order. The deed and actual order determine what the title company needs to confirm before a sale can close; an attorney can advise you about your specific situation.
Start with a question
You can call before you have everything figured out
Start with the property address, what you know about its condition and occupancy, and any timing or paperwork question on your mind. Call 888-274-5006—you do not have to wait until every document is gathered.
Local help
A Kanawha County deed or recording question?
For local deed-recording and transfer-tax questions, start with the Kanawha County Clerk. The title company can confirm the documents and amounts for a specific sale.
More detail
Keep the next question tied to Charleston
- Charleston seller guide →Compare an as-is sale with repairs, listing, timing, and the situations that can complicate a sale.
- Charleston market report →Read the local market context with its source, geography, and reporting period.
- Charleston sale process →See the steps from the first conversation through written terms and title-company closing.
- Charleston seller resources →Open the local resource hub for seller questions and situation pages.
What sellers say about USA Home Buyers
Want to ask about a Charleston house?
Call 888-274-5006 or use the form above. Tell us what is making the sale difficult and start with the facts you know.