Questions About Selling a House in Cheboygan, MI

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the condition, access, and timing so we can discuss the house as it sits.

Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs. Compare the written numbers and terms for your house before choosing.

The offer price is not the same as the amount you keep. Compare the written price with repairs, listing costs, cleanout, the time you carry the house, mortgage payoff, liens, back taxes, and your share of current property taxes. Those property-specific amounts affect the proceeds calculation.

For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property value at sale, or part of $500. The county tax is generally another 55 cents for each $500, or part of $500. The seller is generally responsible under state law, and state and county exemptions are separate, so the actual county, sale value, and transaction need to be checked. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. That does not pay your mortgage, liens, back taxes, or your share of current property taxes; those remain separate property-specific amounts.

We give written cash offers in 24 hours. You can review the offer and its terms in writing before you decide. If you proceed, a title company conducts the closing. Read the written price, responsibilities, and timing before you decide.

A sale may still be possible if the required payoff or redemption can be completed before the applicable deadline. Michigan mortgage foreclosure auctions are commonly called sheriff's sales. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just missed payments. The sale status, exact deadline, and amount needed should be confirmed with the title company or an attorney before relying on a closing date. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Yes. You can call before the estate, payoff, or property papers are complete. We can talk through what you know, and the title company—and an attorney when needed—can confirm who has authority to sign and which property-specific amounts remain before closing.