What we take on after a fire
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You do not have to arrange a cleanout, finish repairs, or haul debris before discussing a sale with us.
Tell us what damage remains and what access limits you know about. You can ask about an as-is sale without first restoring the house or clearing the property.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us the Clare address, what happened, and what you know about the damage and access.
- We give written cash offers in 24 hours. You receive written terms before you commit.
- If you choose to proceed, a title company handles the closing.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
You can call before you have arranged repairs or gathered every record.
Clare building-permit and safety contacts
If the structure may be unsafe or officials have restricted entry, do not enter. Follow directions for the actual property from the responsible fire or building officials and utility providers. Before cleanup, repairs, or demolition, ask the office responsible for the address which permits or inspections apply.
For a City of Clare property, the City references Clare County Community Development for building permits and inspections. Clare County lists that office at 225 W. Main Street in Harrison. City Hall is at 202 W. Fifth Street in Clare; the City and County are separate local-government routing points.
The City cautions that its maps should not be relied on for legal purposes. Confirm a parcel's municipality with the relevant office instead of inferring it from a local-area or mailing name.
Compare rebuilding with selling as-is
Compare a written repair scope and debris-removal estimate with your insurer's claim information, any mortgage-servicer requirements, the cost of holding the house, and written sale terms. Use actual figures for this property rather than guessing at a repair cost or insurance payment.
Use the Clare calculator to compare what you might net from listing with an as-is cash sale using your own assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.
Compare Clare sale proceeds with the calculator →Questions and contact
Call 888-274-5006 to talk about the damage, or use the form above. To read customer reviews, visit our Google profile: Read our Google reviews.
Fire-Damaged House in Clare, MI — Common Questions
Can I sell a fire-damaged house in Clare, MI?
Yes. USA Home Buyers buys fire-damaged houses in the City of Clare and Clare County, Michigan, exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up debris or repair the house before selling to you?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Where can I ask about permits or safe access in Clare?
For a City of Clare property, the City references Clare County Community Development for building permits and inspections. Confirm which office and requirements apply to the property address and planned work. If the structure may be unsafe or officials have restricted entry, do not enter; follow directions from the officials responsible for the property and utility providers.
What happens after I contact USA Home Buyers?
Tell us what happened and what you know about the damage and access. We give written cash offers in 24 hours, and you receive written terms before you commit. If you choose to proceed, a title company handles the closing.
How can I compare rebuilding with selling as-is?
Compare repair and debris-removal estimates for the property with your insurer’s claim information, any mortgage-servicer requirements, the cost of holding the house, and written sale terms. Use actual figures for your house rather than guessing at a repair cost or insurance payment.
Who pays Michigan closing costs and transfer taxes?
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Talk with us about the Clare property
Call 888-274-5006 or use the form to tell us what happened and ask for a cash offer.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the address and what you want to compare.