Clare, MI › Foreclosure
Can I Sell My Clare House in Foreclosure?
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.
Yes. Before a sheriff’s sale, selling may still be possible if the required payoff, title work, and closing can be completed in time. If the auction has already happened, Michigan’s redemption deadline and amount may matter instead. The exact sale status, deadline, and amount depend on the property and its notices.
USA Home Buyers buys houses as-is in the City of Clare and Clare County. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and the dates on your notice.
How we help work toward closing
Tell us about the Clare property, what notice you received, and the sale date shown. We review the house as-is and give you a written offer and written terms before you commit. If you choose to move forward, a title company reviews ownership, payoff information, and the requirements for closing.
Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Keep checking the sale status and confirm any changed date with the lender, title company, or attorney before relying on it.
A mortgage foreclosure and a property-tax matter have different deadlines
Michigan mortgage foreclosure auctions are commonly called sheriff’s sales. Before the auction, a sale may be possible if the required payoff and closing can be completed in time. In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have a title company or attorney confirm the sale status, exact deadline, and amount before relying on a closing date.
A delinquent-property-tax matter is separate from a lender’s mortgage foreclosure. Do not use the sheriff’s-sale date or mortgage redemption period as a tax-sale deadline. Follow the tax notice and contact the Clare County Treasurer for the county’s tax-sale information.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Ask the lender for a current payoff. A title company can review that amount and other title items for the property. You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
What happens next
- Contact us. Call or send the Clare property address and the dates shown on your notice.
- Review written terms. We review the house as-is and give you a written cash offer and written terms before you commit.
- Check title and payoff. The title company reviews ownership, payoff information, liens, and the requirements for closing. Keep the actual sale date and any required steps in view.
- Work toward closing. If the title, payoff, and timing allow the sale to proceed, we work with you and the title company toward closing. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Clare County tax and foreclosure information
The Clare County Treasurer handles county tax-payment and delinquent-tax questions and links to tax-sale information. The office is at 225 W. Main Street in Harrison, Michigan 48625; call 989-539-7801. Use the dates and instructions on your own notice for the process involved.
- Clare County Treasurer — tax and tax-sale information →
- Michigan State Housing Development Authority — stages of foreclosure →
Michigan law: read MCL 600.3216 on public sales, MCL 600.3220 on sale adjournments, and MCL 600.3240 on redemption amounts and periods.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what you know about the property and the foreclosure notice.
Compare possible net proceeds
Use the calculator for a planning estimate based on your assumptions. It does not determine a property-specific offer, payoff, or foreclosure deadline.
Open the Clare home-sale net proceeds calculator →Questions about foreclosure in Clare, MI
Can I sell my Clare house before a Michigan sheriff’s sale?
A sale may still be possible before the auction if the required payoff, title work, and closing can be completed in time. Our agreement of sale will often get a sheriff's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. Confirm the current sale date and status before relying on a closing date.
What if the Michigan sheriff’s sale already happened?
In a foreclosure by advertisement, six months after the sale is the most common redemption period, but shorter and longer periods apply. Redemption requires the sale amount plus required interest and charges, not just the missed payments. Have a title company or attorney confirm the exact deadline and amount for the property.
Is a property-tax sale the same as a mortgage foreclosure?
No. A lender’s mortgage foreclosure and a delinquent-property-tax matter follow separate processes and deadlines. Do not use a mortgage sheriff’s-sale date or redemption period as a tax-sale deadline. Follow the tax notice and contact the Clare County Treasurer about county tax-sale information.
What if the payoff is more than my Clare house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A title company can review the current payoff and other title items for the property.
Do I have to pay back taxes or liens before closing?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. Mortgage payoffs, liens, back taxes, and your share of current property taxes are separate settlement items.
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Talk with us about the Clare property
Call 888-274-5006 or send the property address to start a conversation.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the house and the dates you are working with.