Sell without cleaning up or repairing the fire damage
You do not have to clean the house, repair fire or smoke damage, or haul debris before selling to us. We look at the property as it stands. If it is safe to do so, share the fire report, photos you already have, and any information about damage or access restrictions. Do not enter an unsafe structure to gather details.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the property
Describe the fire and smoke damage, what is still at the house, and any limits on safe access.
Review written terms
We give you a written offer and written terms before you commit. Read the terms and ask questions before deciding.
Close through a title company
If you choose to proceed, the sale closes through a title company. Property records, title and any mortgage payoff details are reviewed for the transaction.
Cleveland contacts for safety and property records
Do not enter a fire-damaged home if it is unsafe or officials have restricted access. Follow the directions given for the actual property by fire or building officials, utilities and your insurer.
- City building and maintenance questions: The City of Cleveland Department of Building & Housing is an official starting point for city code-compliance, maintenance and condemned-property information. Ask the City what instructions or permits apply to the specific address and proposed work.
- County transfer and recording: For land-document transfer, recording and property-record questions, see the Cuyahoga County Fiscal Officer — Transfer and Recording.
Compare repairing and selling as-is
Before deciding whether to rebuild, repair or sell, compare contractor estimates with the costs of carrying the house, debris removal, utilities, mortgage payments and the time needed to complete the work. Ask the City and your insurer about requirements for this property; the calculator cannot estimate fire remediation or decide what your insurer or mortgage servicer requires.
Use the Cleveland calculator to compare a possible listing net with an as-is sale using your own numbers for value, payoff, repairs, cleanout and carrying costs. Its result is an estimate, not a written offer or a contractor's repair quote.
Compare possible net proceeds with the Cleveland calculator →
Real seller testimonials
Testimonials are real, from our transactions, verified and approved by our attorneys.
What sellers say about USA Home Buyers
Here's what sellers have said about working with us.
“Howard worked at Home Savings Bank for twenty-eight years. When he retired, we talked about downsizing for two years before we actually did it. The property tax on our Canfield Road house was $3,800 a year, and with both of us on fixed incomes that added up. USA Home Buyers closed in seven days. We're in a smaller place in Boardman with half the maintenance.”
“I got behind on payments after losing my warehouse job. The lender filed in Mahoning County Common Pleas Court and I didn't know what to do. USA Home Buyers explained the Ohio judicial foreclosure timeline, made a written offer the next morning, and we closed before the case moved to summary judgment. I walked away with money instead of losing everything.”
“The house on Michigan Avenue had been in Clara's family since 1951. When the waterline under the street broke, water backed up through the foundation and we had standing water in the basement for four days. Mold, foundation damage, HVAC destroyed. We're both past seventy and we couldn't put $40,000 into a house we'd been thinking about leaving anyway. Closed in ten days.”
Questions about selling a fire-damaged Cleveland house
Can I sell a fire-damaged house in Cleveland, OH?
Yes. USA Home Buyers buys fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. We buy houses as-is in Cleveland and Cuyahoga County. Call 888-274-5006 or tell us about the property in the form.
Do I need to repair or clean out the house first?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what was damaged and what remains at the property.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter the house to document the damage?
Do not enter a structure that is unsafe or closed to entry. Follow instructions from the fire and building officials, utility providers, and your insurer for the property. You can tell us what you know without entering an unsafe home.
What happens before I commit to a sale?
Tell us about the damage and any access limits. We provide a written offer and written terms before you commit; closing is through a title company. The title and transaction details are reviewed for the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us what happened and what access restrictions apply.
You can also call 888-274-5006.