USA Home Buyers

Coffeyville, KS · Montgomery County Foreclosure

Can I sell my Coffeyville house in foreclosure?

If a sheriff's sale is scheduled, tell us the date right away so we can try to close before it. Before the sale, a home sale may still be possible if the payoff and time to close line up. After the sale, Kansas generally gives you a period to redeem the home; the timing depends on your case. Not sure what stage you’re at? Call us — we’ll sort it out with you.

USA Home Buyers buys houses in Coffeyville and Montgomery County, Kansas. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

Call USA Home Buyers at 888-274-5006 — we answer 24/7.

We give written cash offers in 24 hours.

Share the property address and the date or deadline shown on your notice, if you have it.

Read our Google reviews

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

How we help you work toward a closing

Call or send us the Coffeyville property address. If you know the sheriff’s-sale date, share it; if not, we can start with what you know. You don’t need every paper before you call. We review the house as-is and give you a written offer and written terms before you commit. If you choose to move forward, we work with a title company on ownership, mortgage payoff, liens, taxes, and closing details. If a sheriff's sale is scheduled, tell us the date right away so we can try to close before it.

You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Which sale is involved?

Kansas mortgage foreclosure

A Kansas mortgage foreclosure goes through district court. After the lender wins a judgment, the house is sold at a sheriff’s sale, usually at the county courthouse, after notice is published once a week for three weeks. The court then confirms the sale. Before the sale, a home sale may still be possible if the payoff and required title and closing steps can be completed in time.

After the court confirms a mortgage foreclosure sale, you can generally keep the home by paying the redemption amount within 12 months, or within three months if you defaulted before one-third of the original senior debt was paid. If all outstanding mortgages and liens total less than one-third of the home’s market value, the court gives you 12 months. A court may add three months if you involuntarily lose your main income after the sale and before the three-month period ends. Abandoning the home can shorten or end the redemption period. You can generally stay in the home during that period.

The rules include K.S.A. 60-2410 on mortgage foreclosure and sheriff-sale procedure, K.S.A. 60-2414 on redemption after sale, and K.S.A. 60-2415 on additional redemption time in some cases.

Delinquent property taxes

A property-tax sale is separate from a lender’s mortgage foreclosure, with its own notices and deadlines. The Montgomery County Treasurer handles delinquent property-tax payoff information.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Tell us what is happening. Call or use the form with the property address and any court or sheriff notice you have. We can start with what you know.
  2. 2. Review written terms. We give you the offer and terms in writing before you commit, so you can review the proposed price and sale terms.
  3. 3. Work through title and payoff. The title company checks ownership, mortgage payoff, liens, taxes, and closing details.
  4. 4. Close through a title company. We work with the title company to finish the closing details. When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Close as fast as 7 days when title and closing details allow. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate payoff or allocation items.

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

Montgomery County foreclosure and tax contacts

Questions and contact

Call 888-274-5006 — we answer 24/7. You can also send the Coffeyville property address below.

We give written cash offers in 24 hours.

Share the property address and the date or deadline shown on your notice, if you have it.

By submitting, you agree to our Privacy Policy and Terms of Service. You consent to receive calls and texts from USA Home Buyers. We never share your information.

Compare possible sale proceeds

Use your property’s figures to estimate possible proceeds. The calculator is a planning tool, not a property-specific offer.

Open the Coffeyville home-sale net proceeds calculator →

Common Questions About Foreclosure in Coffeyville, KS

Can I sell my Coffeyville house before a sheriff’s sale?

Yes. You may still be able to sell before the sheriff’s sale if the payoff and time to close line up. Call us — we’ll look at the timing with you.

What if the mortgage sheriff’s sale has already happened?

After the court confirms a mortgage foreclosure sale, you can generally keep the home by paying the redemption amount within 12 months, or within three months if you defaulted before one-third of the original senior debt was paid. If all outstanding mortgages and liens total less than one-third of the home’s market value, the court gives you 12 months. A court may add three months if you involuntarily lose your main income after the sale and before the three-month period ends. Abandoning the home can shorten or end the redemption period. You can generally stay in the home during that period.

Is a property-tax sale the same as a mortgage foreclosure?

A property-tax sale is separate from a lender’s mortgage foreclosure, with its own notices and deadlines. The Montgomery County Treasurer handles delinquent property-tax payoff information.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

Do I need to repair or clean the house before asking for an offer?

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

What our sellers say

BBB A ratingRead our Google reviews
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving
Call Now 888-274-5006