El Paso County Treasurer tax-lien-sale information ↗
The County Treasurer handles property-tax collection and tax-lien-sale questions.
Colorado Springs, CO · El Paso County
Can I Sell My Colorado Springs House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in Colorado Springs and El Paso County, including houses with back taxes or liens. You can ask us for a cash offer before you have every record; the title company works with the lender or tax office on current payoff figures during the sale.
Call 888-274-5006. We answer 24/7.
We give written cash offers in 24 hours.
Share the address and what you know about the notice or payoff.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A lien is a legal claim that may affect the property title or the amount due at closing. A payoff is the current amount and payment or release instructions from the lender, creditor, or tax office. Those figures are checked for the specific property as the closing is prepared.
Mortgage balances, back taxes, and your share of current property taxes are separate settlement items from closing costs. Your liens are paid from the sale at closing.
Who checks balances, and what information can help?
The lender or creditor confirms its current payoff. The El Paso County Treasurer can answer questions about the property-tax account and tax-lien-sale status. The title company checks ownership and recorded claims and coordinates payoff instructions for the sale. Call us with what you have; you can start with the property address.
Start with what you have
The property address is enough to start. A recent property-tax bill or notice, lender or creditor payoff statement, lien or court notice, recorded document, parcel number, or tax-lien-sale notice can help us talk through the situation.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Call us with what you know about the house and the notice. We can talk it through while the title company and the lender or tax office confirm the current figures.
What happens next
1. Talk through the property
Share the Colorado Springs address, what notice or payoff information you have, and any timing concern. You can call before you have everything gathered.
2. Review the house and written terms
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We review the house and provide the offer and written terms before you decide.
3. Check title and payoff details
The title company checks ownership and recorded claims and coordinates current payoff and release information with the lender, creditor, or tax office.
4. Review the closing figures and close
The closing documents show the sale price, payoffs, taxes, recording charges, and the amount left after those items. The title company confirms the final figures for the transaction.
El Paso County tax, lien, and recording information
An El Paso County tax-lien sale concerns unpaid property taxes and is handled separately from a public-trustee foreclosure on a home loan secured by a deed of trust. For mortgage-foreclosure questions, see the Colorado Springs foreclosure information.
El Paso County Public Trustee ↗
The Public Trustee handles deed-of-trust foreclosures and has current case and sale-date information.
El Paso County Clerk and Recorder ↗
The Clerk and Recorder maintains recorded land documents, including deeds and mortgages.
El Paso County Assessor ↗
The Assessor maintains parcel and assessed-value information. The Treasurer handles current property-tax account questions.
Colorado state deed documentary fee
Colorado does not charge its state deed documentary fee when consideration is $500 or less. Above $500, the fee is 1¢ for each $100 or major fraction of consideration, including specified liens, charges, and conveyance expenses. By statute, the person offering the deed for recording pays the state fee; the contract may allocate reimbursement between the parties. County recording charges are separate, and any additional city or county charge depends on the property's location. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items from closing costs. When you sell to us, we pay the closing costs.
Compare possible net proceeds
Use your own estimates for the home value, mortgage payoff, liens or back taxes, and costs when comparing what may remain after a sale. Just an estimate — the actual number could be more or less depending on the home's condition.
Open the Colorado Springs home-sale net proceeds calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions and contact
You can call before you have all the paperwork. Tell us what you know about the property and the lien or tax notice.
Read more from seller reviews.
Colorado Springs property liens and back-tax questions
Can I sell my Colorado Springs house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Your current lien and tax figures are checked as the sale moves forward. You can call before you have every notice or record.
Who checks the lien and property-tax payoff amounts?
The lender or other creditor, or the El Paso County Treasurer for a property-tax account, confirms its current amount and payment instructions. The title company checks ownership and recorded claims and coordinates the payoff and release information for the closing.
Is an El Paso County tax-lien sale the same as a mortgage foreclosure?
No. A public-trustee foreclosure concerns a home loan secured by a deed of trust. An El Paso County tax-lien sale concerns unpaid property taxes and is handled separately by the County Treasurer.
What records can help when I call about a lien or back taxes?
The property address is enough to start. A current tax bill or notice, payoff statement, creditor or case number, recorded document, or tax-lien-sale notice can help us talk through the situation. Call before you have everything gathered.
What if the payoff is more than my Colorado Springs house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What is Colorado’s state deed documentary fee?
The state fee is not charged when consideration is $500 or less. Above $500, it is 1¢ for each $100 or major fraction of consideration, including specified liens, charges, and conveyance expenses. By statute, the person offering the deed for recording pays the state fee; the contract may allocate reimbursement between the parties. County recording charges are separate, and any additional city or county charge depends on the property location. Mortgage balances, liens, back taxes, and your share of current property taxes are separate settlement items from closing costs. When you sell to us, we pay the closing costs.
What happens after I contact USA Home Buyers?
We talk through the property and the information you have, review the house as it stands, and provide written offer terms before you decide. If you choose to move forward, the title company checks the title and coordinates payoff details with the creditor or tax office before closing.
We give written cash offers in 24 hours.
Share the property address and whatever payoff or notice information you have.
Prefer to call? 888-274-5006. We answer 24/7.