Questions About Selling a House in Columbia, MO

The useful number is what remains after the sale price and the costs tied to your situation. Compare the mortgage payoff, liens, back taxes, your share of current property taxes, and any costs you take on for repairs, commissions, concessions, or carrying the house. Compare written sale terms with your other option rather than looking at the headline price alone.

Missouri’s constitution bars the state and local governments from imposing new taxes on a sale or transfer of real estate after December 2, 2010. Recording fees are separate: state law sets per-page and per-document recorder charges. The title company or closing professional can confirm the total for your deed. When you sell to us, we pay the closing costs. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what needs work and what you know about the property, and we can review it as it sits today.

We'll give you a written cash offer within 24 hours. That is offer timing, not a property-specific closing date. You receive a written offer and written terms before you commit; closing is through a title company. A closing date depends on the title, payoff, occupancy, and closing details for the property.

Yes. You can call before every paper is gathered or every detail is clear. Start with the property address, what you know about its condition, and the question you are trying to answer. A notice or other document can help with the next step, but you do not have to wait until you have a complete file to ask a question.

A sale may still be possible if the loan can be paid off before the trustee’s sale. Our agreement of sale will often get a trustee's sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think. A deed of trust with a power of sale can let a lender use a trustee’s sale without a court case. Missouri law requires at least 20 days’ notice by publication and by certified or registered mail to the owner of record, and the sale takes place in the county where the property is located. If the lender or someone acting for it buys at the sale, the owner may redeem within one year, subject to written notice of intent at the sale or within the ten days before it and a court-approved bond filed within 20 days after the sale. Have a title company or attorney confirm the current sale date and amount needed.

Yes. You can start with the house, the papers you already have, and who is involved. If you decide to move ahead, the title company will review the transaction file; ask a Missouri estate attorney who has authority to sign for your specific estate.

We can review the property while a divorce is involved. Tell us what you know about ownership and any court papers or agreements that affect the house. The title company and your attorney can confirm which signatures and approvals are needed before a sale closes.

Yes. Tell us that someone lives there, what you know about the lease, and any limits on access. We can review the house as-is and discuss a sale option that accounts for its current occupancy.

You can ask us to review the house as-is while a notice or repair issue is open. Share the notice if you have it, and confirm its requirements with the city or county office that issued it; those requirements depend on the property and the notice.

You can ask about a sale while a mortgage or lien is present. The title company checks the payoff and recorded title items so the written sale terms can account for them. When you sell to us, we pay the closing costs; that does not pay your mortgage balance, liens, back taxes, or share of current property taxes.

Yes. You can ask about an as-is sale before taking on repairs or cleanout. Tell us what damage you know about and any limits on access so the property can be reviewed as it stands.