Sell without cleanup, repairs, or debris hauling
You can ask about a sale before cleaning out or restoring the property. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. For a fire-damaged house, that means you do not have to arrange cleanup, repairs, or hauling debris before selling to us.
Tell us what was damaged and any access limits you have been given. You do not need to enter an unsafe property or start work just to ask about an offer.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
- Tell us what happened, what parts of the house were damaged, and what access instructions you have received.
- We discuss the property with you and give you a written offer and written terms before you commit.
- If you choose to proceed, the sale closes through a title company.
Local safety and permit contacts
Follow the instructions for the actual property from fire or building officials, utility providers, and your insurer. Do not enter if access is restricted or the structure has been declared unsafe. Before cleanup, repairs, debris removal, or demolition, ask the responsible local office what approvals apply to this address.
For city contacts about building safety or permits, start with the official City of Columbus website and verify which office handles your property. Bartholomew County sellers can also find the official county Auditor and Recorder pages for property-record questions.
Compare rebuilding with selling as-is
For rebuilding, compare written repair bids, the time and carrying costs involved, your insurer's claim instructions, mortgage-servicer requirements, and any local safety or permit directions. For a sale, compare the estimated net—not only the headline price—with those costs and the time you expect to spend.
When you sell to us, we pay the closing costs. That does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.
Use the calculator to compare estimated proceeds with editable assumptions for repairs, cleanup, and holding costs. It is a planning estimate, not a property-specific offer or an insurance decision.
Questions and contact
For the Columbus trust and reviews information, visit the Columbus reviews page. You can also call 888-274-5006 or use the form below to tell us about the house.
Fire-Damaged House Questions
Can I sell a fire-damaged house as-is in Columbus, IN?
Yes. USA Home Buyers buys houses as-is in Columbus, IN and Bartholomew County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage requirements?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Can I enter, clean up, or repair the house after a fire?
Follow the instructions for the actual property from the officials, utility providers, and insurer involved. Do not enter if access is restricted or the structure has been declared unsafe. Ask the responsible local office whether entry, cleanup, repairs, debris removal, or demolition needs approval before work begins.
What do I receive before deciding whether to sell?
We discuss the damage with you and provide a written offer and written terms before you commit; closing is through a title company.
How should I compare rebuilding with selling as-is?
Compare actual repair bids, expected time and carrying costs, your claim documents, and any mortgage-servicer instructions with the estimated net from a sale. An online estimate cannot determine what an insurer will pay or what a lender requires for your specific claim.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Tell us about the Columbus property and the damage.