Columbus, IN · Bartholomew County · How it works
How Selling Your Columbus, IN House to Us Works
USA Home Buyers buys houses as-is in Columbus, Indiana and throughout Bartholomew County. Tell us what you know about the house; you can start before every property question is settled.
Call 888-274-5006 or use the form to start the conversation. Share the address, condition, occupancy, access, and timing you have in mind.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share what you know about the property and the timing you are considering.
From first conversation to settlement
The sale, step by step
Step 1: Tell us about the house
Share the address, what you know about the condition, who lives there, access, and the timing you have in mind. You can start before every property question is settled. Mention an estate, tenant, mortgage payoff, lien, tax account, or notice if one is part of the situation.
Step 2: Talk through the property and get written terms
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.
Step 3: Check ownership, payoffs, and liens
The title company reviews the deed and ownership, checks who can sign, requests mortgage payoff figures, and identifies liens or other items the settlement must address. A mortgage payoff is the amount needed to close that loan; a lien is a recorded claim against the property. If the house is part of an estate, the documents help establish who has authority to sign. For a court or foreclosure deadline, use the current official notice and raise it early.
Step 4: Review the settlement figures and close
The settlement sheet lays out the sale price, payoffs, liens, taxes, closing costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, the title company handles the closing paperwork and confirms the final figures.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Columbus calculator →
Questions about the two options? Call 888-274-5006.
Closing numbers
See how the money breaks down
When you sell to us, we pay the closing costs. That does not pay your mortgage payoff, liens, back taxes, or your share of current property taxes. Those are separate figures on the settlement sheet, which shows the sale price and the amounts paid or allocated at closing.
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Compare the written numbers with your own assumptions using the Columbus home-sale net proceeds calculator.
When things get difficult
A problem does not end the conversation
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
If a court notice, estate, lien, tenant, repair issue, or timing problem is part of the sale, tell us early so it can be included in the property conversation. Read the current notice and bring the relevant paperwork to the title company or your attorney when the matter needs professional review.
Questions and contact
More Columbus seller information
Call 888-274-5006 with a question about a Columbus house. These pages cover common situations and local resources:
- Inherited-property questions →
- Foreclosure deadlines →
- Selling during a divorce →
- Tenant-occupied houses →
- Code violations and serious disrepair →
- Fire-damaged houses →
- More Columbus seller resources →
- Columbus buyer reviews and trust information →
Questions about selling to us
Can I start before every property question is settled?
Yes. Start with the address and what you know about the condition, occupancy, access, and timing. We can talk through what remains open and identify title, payoff, estate, or lien questions for the next step.
How soon will I get a written cash offer?
We give written cash offers in 24 hours. You can read the written offer and terms before you commit.
Who checks title, mortgage payoffs, liens, or estate authority?
The title company reviews ownership and the deed, requests mortgage payoff figures, and identifies recorded liens and documents needed for closing. If the property is inherited, the estate documents help establish who can sign; a payoff is the amount needed to close a loan, and a lien is a recorded claim against the property.
Who pays the closing costs?
When you sell to us, we pay the closing costs. That does not pay your mortgage payoff, liens, back taxes, or your share of current property taxes. Those are separate settlement figures.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What if something gets difficult before closing?
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.