What we take on after a fire
You do not have to clean the house, arrange repairs, or haul fire debris before selling it to us. We buy the house as it stands and review the damage with you.
If officials or utility personnel have restricted entry, follow their directions. Do not enter a structure that may be unsafe.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds.
If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- We talk with you about the damage, the house, and any access limits you know about.
- We give you written offer terms before you decide whether to move forward.
- If you choose to sell to us, closing is through a title company.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Cornelia and Habersham County building and permit contacts
If entry is restricted or the house may be unsafe, follow the directions of the officials or utility personnel responsible for the property before entering or starting cleanup. For permit or inspection questions, the City of Cornelia Building & Zoning page provides City permit and inspection contacts, and Habersham County Building Permits is the County's separate permit route. Contact the office that handles the property's location before repair work.
Compare rebuilding with selling as-is
Compare the work, cost, and time involved in cleanup or rebuilding with the written terms for an as-is sale. Consider property costs while you decide, and account for any directions from your insurer, mortgage servicer, or local officials. The calculator is for planning sale proceeds; it is not an insurance payout or a contractor estimate.
Compare estimated Cornelia sale proceeds with the calculator →
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Related Cornelia resources
Questions about selling a fire-damaged Cornelia house
Can I sell a fire-damaged house in Cornelia as-is?
Yes. USA Home Buyers buys fire-damaged houses in Cornelia and Habersham County exactly as they stand — no cleanup, no repairs, no hauling debris.
Who keeps the insurance proceeds, and what about my mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If officials or utility personnel have restricted access or say the structure may be unsafe, follow their directions and do not enter. Check the applicable permit requirements before starting repairs or debris work.
What happens after I ask about selling?
We discuss the damage and the house as it stands, then give you written offer terms before you commit. If you choose to proceed, closing is through a title company.
Talk with us about the house
Tell us what happened and what you know about the house. Prefer to call? 888-274-5006.
We give written cash offers in 24 hours.
Share the address and tell us about the fire damage.