Cornelia, GA / Foreclosure
Can I Sell My Cornelia House in Foreclosure?
If a mortgage sale is scheduled, selling beforehand may still be an option. We buy houses as-is in Cornelia and Habersham County, and we can look at the house, notice, and time available with you.
Ask us about a cash offer: call 888-274-5006 — we answer 24/7 — or tell us about the house in the form.
We give written cash offers in 24 hours.
Tell us about the house and the mortgage or tax-sale notice you received.
How we help you work toward closing
We buy houses in Cornelia and across Habersham County as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
We give you written offer terms before you commit. If you choose to proceed, a title company works through title and payoff details. If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
No fees. No agent commissions when you sell to us.
Mortgage foreclosure and tax sale are different
For a Georgia power-of-sale mortgage foreclosure, the sale is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period. See O.C.G.A. §44-14-162 and §44-14-162.2.
A property-tax sale is separate from a lender's mortgage foreclosure, with its own notice and timing. Habersham County's Tax Commissioner provides Tax Sales/Excess Funds information; we can look at the notice with you and help you reach the county office.
If the payoff is the problem
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront. The title company reviews the current figures as part of the closing work.
What happens next
- Tell us about the house and the notice or sale date you have.
- We review the property as-is and give you written offer terms before you decide.
- If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
- We keep working toward closing while the title and payoff details are handled.
Close as fast as 7 days when title and closing details allow.
When you sell to us, we pay the closing costs, including Georgia real-estate transfer tax. That does not pay the mortgage, liens, back taxes, or your share of current property taxes; those amounts are considered separately at closing.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Habersham County tax-sale information
For the county's Tax Sales/Excess Funds information, contact the Habersham County Tax Commissioner at 130 Jacob's Way, Suite 202, Clarkesville, GA 30523, or call 706-839-0120. The notice for a particular property and the county office can confirm its tax-sale status and timing.
Questions, calculator, and reviews
Use the Cornelia home-sale net proceeds calculator to compare possible sale proceeds with your assumptions. It is a planning estimate, not a property-specific offer.
Questions about selling before foreclosure in Cornelia, GA
What should I do if a Georgia mortgage foreclosure sale is scheduled?
If a foreclosure sale is scheduled, tell us the date right away so we can try to close before it.
When is a Georgia mortgage power-of-sale foreclosure held?
The sale is held on the first Tuesday of the month at the county courthouse. Notice must be published once each week for four weeks, and the lender must send the borrower notice at least 30 days before sale. A completed, valid power-of-sale foreclosure has no post-sale redemption period. These are mortgage-foreclosure rules, not tax-sale deadlines.
Is a property-tax sale the same as a mortgage foreclosure?
No. A property-tax sale and a mortgage foreclosure are separate processes with separate notices and timing. Habersham County Tax Commissioner provides tax-sale information; contact the office about the tax notice and status rather than applying mortgage-foreclosure dates.
What if the payoff is more than my Cornelia house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. We can review the payoff information with the title company as part of working out whether the sale can close.
Talk through the sale and timing
Call 888-274-5006 — we answer 24/7 — or use the form to tell us about the property.
We give written cash offers in 24 hours.
Share the property address and what kind of sale notice you received.