Detroit, Michigan · Wayne County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses with back taxes or liens as-is in Detroit and Wayne County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You can call before you have every notice or payoff record. Call 888-274-5006 or use the form below to ask for a cash offer.
Share the property address and whatever you know about the tax notice, lien, creditor, or payoff. You can start with what you have.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, creditor, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
Mortgage balances, lien payoffs, back taxes, and your share of current property taxes are separate from closing costs. The lender, creditor, or tax office handling an account confirms its current amount and instructions. The title company checks ownership and recorded claims and uses confirmed payoff information in the settlement figures.
Written offer and written terms before you commit; title-company closing.
Start with the property address. A current tax bill or notice, parcel number, lender or creditor payoff statement, lien or court paper, and any sale notice can help. The office or creditor named on a notice confirms its current balance and payoff instructions; the title company checks ownership and recorded claims for the sale. A parcel or assessment record can help identify the property, but it is not a current payoff statement.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Detroit address, what the notice says, and what timing concerns you. Start with what you know; you do not have to collect every record before calling.
We discuss the house as it stands and the information you have. You receive the written offer and terms before you decide whether to proceed.
If you choose to move ahead, the title company checks ownership and recorded claims for the sale. The lender, creditor, or tax office confirms its current payoff amount and instructions.
Review the settlement figures, including confirmed payoffs and other closing items. The sale closes through a title company.
A property-tax notice and a lender's mortgage-foreclosure notice concern separate matters. Follow the current notice and ask the office, creditor, or lender named on it about its status. Michigan mortgage foreclosure auctions are commonly called sheriff's sales; the Detroit foreclosure page covers that mortgage process, not a property-tax matter.
Start here for a Detroit assessment or parcel question and the City's parcel/tax-information route. The City Assessor page lists the Detroit Taxpayer Service Center at Suite 130, Coleman A. Young Municipal Center, 2 Woodward Avenue. Use the property address and current notice to identify the right account; an assessment record does not establish a current lien payoff or sale amount.
If an owner has died and estate records affect the sale, the Court's probate information and filing page are starting points. The property address alone does not determine the correct probate venue or who may sign; the estate papers and circumstances matter.
A tax bill or tax-sale notice concerns property taxes. A mortgage-foreclosure notice concerns the lender's mortgage. Do not use a tax notice to determine the status of a mortgage case, or the other way around. For a mortgage case, check the current notice and case information and read the Michigan State Housing Development Authority foreclosure stages. You can also see the Detroit mortgage-foreclosure page.
For an ordinary taxable sale, Michigan's state real estate transfer tax is $3.75 for each $500 of value, or part of $500. Wayne County's county transfer tax is generally another $0.55 for each $500, or part of $500. State law generally makes the seller responsible, but state and county exemptions are separate and must be checked for the sale. The title or closing company can confirm the amounts and any exemption that applies. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. This does not pay a mortgage, lien, back taxes, or your share of current property taxes; those remain separate settlement items.
Read Michigan's state real estate transfer-tax law →Read Michigan's county transfer-tax law →Read the state transfer-tax exemptions →
Use the editable Detroit home-sale net proceeds calculator with your own estimates for sale price, mortgage or lien payoff, back taxes, repairs, and other costs. Just an estimate — the actual number could be more or less depending on the home's condition.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Start with the property address and whatever tax, lien, or payoff notice you have; the current figures still need to be confirmed for the sale.
The lender, creditor, or tax office handling the account confirms its current balance and payoff instructions. The title company checks ownership and recorded claims for the sale and uses confirmed information in the settlement figures.
The Detroit Office of the Assessor page is a starting route for city assessment and parcel or tax-information questions. A parcel or assessment record is not a current payoff statement; ask the tax office or creditor handling the account for its current amount.
No. A property-tax notice concerns the tax account; a mortgage-foreclosure notice concerns the lender’s mortgage. They are separate matters. Use the current notice and the office or lender named on it to check its status; the Detroit foreclosure page covers the mortgage-foreclosure path.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Michigan has a state real estate transfer tax, and Wayne County generally has a county transfer tax. Rates, taxable value, and exemptions must be checked for the specific sale. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes; mortgage balances, liens, back taxes, and your share of current property taxes are separate.
Start with the property address. If you have them, keep the latest tax bill or notice, parcel number, lender or creditor payoff statement, lien or court paper, and any sale notice nearby. You can call before you have every record.
We talk through the house and the information you have, review the property as-is, and give you written offer terms before you decide. The title company checks ownership and recorded claims; the creditor or tax office confirms current payoff information. You review the settlement figures, and the sale closes through a title company.
Call 888-274-5006 or ask for a cash offer using the form above. Start with the Detroit address and the notice or payoff information you have.