Detroit, MI · Wayne County · How it works
How Selling Your Detroit House to Us Works
1. Tell us about the house
USA Home Buyers buys houses as-is in Detroit and Wayne County, Michigan. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Start with the address, condition, who lives there, and timing. You can begin the conversation before every property question is settled.
Questions now? Call 888-274-5006 or use the form to tell us about the house.
Tell us about the houseWe'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and the property details you know.
2. The sale, step by step
From the first conversation to settlement
Step 1: Start with the house and what you know
Share the Detroit address, the house's condition, who lives there, access, and the timing you have in mind. You can start the conversation before every property question is settled. If an estate, payoff, lien, tax account, code notice, tenant, or move date is part of the situation, tell us what you know so far.
Step 2: Talk through the property and the sale choices
We ask about condition, repairs, occupancy, access, ownership, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We give written cash offers in 24 hours. We explain the available sale choices so you can compare them with listing or another path.
Step 3: Read the written offer and terms
Written offer and written terms before you commit; title-company closing. Read the price, responsibilities, possession, timing, costs, and any property-specific conditions before deciding whether to proceed, compare another path, or stop before signing.
Step 4: Check title, signing authority, payoffs, and liens
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. A payoff is the amount needed to satisfy a mortgage or other obligation; a lien is a claim for money against the property. Keep the statements, notices, and estate papers you have so the title company can check what applies to this sale.
Step 5: Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. You're going to get a fair price and not have to do anything. Just show up at settlement. If you decide to proceed, the title company handles the closing and confirms the final numbers.
3. Two ways to sell to us
Compare the Cash Offer and EZ Sale
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | None |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | Written offer and written terms before you commit; title-company closing. | Written offer and written terms before you commit; title-company closing. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
The table also shows listing and FSBO for comparison. Read the written numbers and terms for the choices you are considering, then decide what works for you.
Compare what you might keep after editable costs with the Detroit home-sale net-proceeds calculator →.
4. Useful Detroit and Wayne County details
Find the local office for the question
Detroit is in Wayne County. City assessment records and county probate information answer different questions from a title search or a property-specific payoff review.
City of Detroit Office of the Assessor ↗
For City of Detroit assessment and valuation-record questions, the Office of the Assessor is a city reference point. Assessment records are different from title, mortgage-payoff, lien, and delinquent-tax checks; the title company reviews what applies to the sale.
Wayne County Probate Court ↗
If estate administration is part of the sale, Wayne County Probate Court publishes information about probate matters. The property's address alone does not determine probate venue or who can sign; the title company checks the estate authority and documents for the sale.
For broad market context, Zillow's current typical home value is $77,199 (As of August 2026; Zillow typical home value for Detroit, MI). It is not a value estimate for a particular house or an offer amount.
5. Closing numbers
Review the settlement sheet and Michigan transfer taxes
The settlement sheet shows the sale price, mortgage payoffs, liens, taxes, other entries, and the amount scheduled for disbursement. Ask about any line you do not recognize and compare the figures with the written terms.
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of the property's value at the time of sale, or part of $500. County real estate transfer tax is generally another 55 cents for each $500, or part of $500. State law generally makes the seller responsible for the state tax. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Use the Detroit home-sale net-proceeds calculator → to compare an estimate after editable costs. The title company confirms the final settlement figures.
6. When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Seller reviews
What sellers say about USA Home Buyers
7. Questions and contact
Find Detroit guidance for your situation
If an estate, foreclosure notice, divorce, tenant, code issue, fire damage, or lien affects the next steps, open the page that matches your question:
- Inherited property →
- Foreclosure questions →
- Selling during a divorce →
- Tenant-occupied house →
- Code violations →
- Fire-damaged property →
- Property liens and unpaid taxes →
- Detroit net-proceeds calculator →
Common Detroit process questions
Can I start before every property question is settled?
Yes. Start with the Detroit address and what you know about the condition, occupancy, access, and timing. You can bring up an estate, payoff, lien, tax notice, tenant, or move date while the remaining details are being checked.
Do I need to repair or clean out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What is the difference between Cash Offer and EZ Sale?
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.
Who checks the deed, mortgage payoff, and liens?
The title company checks the deed, who can sign, mortgage payoffs, liens, taxes, and the documents needed for settlement. Keep the statements or notices you have so it can check what applies to this property.
What are Michigan real estate transfer taxes?
For an ordinary taxable sale, Michigan state real estate transfer tax is $3.75 for each $500 of sale value, or part of $500. County transfer tax is generally another 55 cents for each $500, or part. State and county exemptions are separate, so the county, sale value, and any exemption need to be checked for the actual sale.
What closing costs do you pay?
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Ready to talk about your Detroit house?
Call 888-274-5006 or start with the address and what you know about the property. Questions before documents or other details are ready are welcome.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Start with the address and what you know. Unanswered property questions can be sorted out in the conversation.