East Chicago, IN · Lake County · Seller questions
Questions About Selling a House in East Chicago, IN
These answers cover what you may keep, repairs, Indiana sale costs, and situations such as a foreclosure, inherited house, or tenants.
Call 888-274-5006 or use the form to ask about the house. You can start with a question.
We give written cash offers in 24 hours.
Share the address and what you are trying to figure out. You can start with a question.
Money and choices
Compare what you may keep, not just the sale price
Repairs, selling costs, and the time you carry the house can change what remains. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate amounts to consider.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the East Chicago calculator →
Questions about the two options? Call 888-274-5006.
Useful questions about selling in East Chicago
What might I keep from selling my East Chicago house?
Look at what remains after selling costs, loan payoffs, liens, back taxes, and your share of current property taxes. Repairs and the time you keep paying for the house can change the result, too. Compare possible numbers in the calculator, then compare the written options.
Do I need to repair, clean, or clear out the house first?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon will I get an offer, and what will I see before deciding?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
How soon can a sale close?
Close as fast as 7 days when title and closing details allow.
What does it cost to sell a house in Indiana?
When you sell to us, we pay the closing costs. No agent commissions when you sell to us. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Can I sell an East Chicago house with back taxes or liens?
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
Can I sell if a sheriff’s sale is coming up?
Indiana mortgage foreclosures go through court. Before the sale, you may still have time to redeem the property by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage of the case. Paying only overdue installments is not the same thing. A sale needs to close and resolve the debt in time, so get the actual payoff and sheriff's-sale date checked promptly. Selling before foreclosure may help protect any equity you have.
Read about Indiana foreclosure and a sheriff’s sale →
Read Indiana Code § 32-29-7-7 →
Read Indiana Court of Appeals, Wells Fargo Bank v. Tippecanoe Associates →
Can you help with an inherited East Chicago house?
If you need an estate attorney, we can help you find one. You can call us to talk through the house and the paperwork you have.
Can I sell my East Chicago house with tenants still living there?
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. We can talk through the lease and timing with you.
Who can I call about a building or permit question in East Chicago?
East Chicago has a Building Department for city building questions. If you are not sure how an issue relates to your sale, call us — we’ll sort it out with you.
Start with a question
You can call before everything is figured out
Tell us what is going on with the house. We can talk through its condition, timing, or paperwork while you sort out your options.
Call 888-274-5006 with the question you have.
Local help
East Chicago building questions
East Chicago has a Building Department for city building questions. Not sure how an issue fits with your sale? Call us — we’ll sort it out with you.
More detail
More East Chicago seller information
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Still have an East Chicago sale question?
Call 888-274-5006 or use the form above. Start with the question you have.