East Chicago, IN · Lake County · How it works

How Selling Your East Chicago House to Us Works

USA Home Buyers buys houses in East Chicago. Tell us what is happening with the house; you can start the conversation before every detail is settled.

We answer 24/7 at 888-274-5006.

Tell us about the house

We give written cash offers in 24 hours.

Share the address, condition, occupancy, and timing so we can start with the actual property.

From the first conversation to settlement

The East Chicago sale, step by step

Step 1: Tell us about the house
Start with the address, what you know about the condition, who lives there, and your timing. If an estate, foreclosure, payoff, lien, or tax issue is part of the picture, tell us what you know. You can start the conversation before every property question is settled.
Step 2: Talk through the house and your choices
We talk about the house, its condition, access, occupancy, and timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We talk through the sale choices with you.
Step 3: Read the written terms before you decide
You get a written offer and written terms before you commit, and we close through a title company. Read the price, possession, responsibilities, timing, and costs before you choose whether to proceed. No agent commissions when you sell to us. No obligation.
Step 4: Work through title and payoff details
If you decide to proceed, we work with the title company on the deed, ownership, who can sign, mortgage and lien payoffs, taxes, and the details needed for closing. We talk through occupancy, access, belongings, and timing with you.
Step 5: Review the settlement sheet
We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Step 6: Choose, sign, and close
Close as fast as 7 days when title and closing details allow. If you decide to go ahead, the title company coordinates the signing and payment. You're going to get a fair price and not have to do anything. Just show up at settlement.

Cash Offer or EZ Sale: compare the written numbers

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.

Swipe across the table to compare all four selling options.

Factor	List with a realtor	FSBO	Cash Offer	EZ Sale
Timeline	Market-dependent	Market-dependent	30 days or less	60 days or less
Price	Highest, if it sells	Varies	Lower price	Higher price than the Cash Offer
Repairs	Repairs may be needed before listing or after inspection	The seller handles repair decisions	No repairs	No repairs
Commissions	Agent commissions apply under the listing agreement	No listing-agent commission; the seller handles the sale	No commissions	No commissions
Closing costs	Seller costs depend on the contract and settlement statement	Seller costs depend on the contract and settlement statement	No closing costs	No closing costs
Showings	The seller prepares for and coordinates showings	The seller markets the property and coordinates showings	None	Yes, partner visits
Who buys	Retail buyer	Retail buyer	USA Home Buyers buys directly	Goes to one of our partners
Certainty	Depends on the buyer, inspections, financing, and contract	Depends on finding and qualifying a buyer	You get a written offer and written terms before you commit, and we close through a title company.	You get a written offer and written terms before you commit, and we close through a title company.
Net proceeds	Compare the expected sale price after commissions, repairs, costs, and waiting	Compare the expected sale price after seller-managed costs and work	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.	Compare the written price after your payoff and other property obligations. No commissions. No closing costs.

Compare what you would keep after costs with the East Chicago, Indiana calculator →

Questions about the two options? Call 888-274-5006.

Indiana estate and foreclosure details

Estate authority and sheriff’s-sale timing

Selling an Indiana house from an estate

A court-appointed personal representative — the person handling the estate — can generally sell estate property without a separate sale order when the estate is handled without ongoing court supervision. A will may also give the representative authority to sell; if neither applies, a court order may be needed. A valid transfer-on-death deed recorded before the owner’s death may pass the house to its named beneficiary outside probate. We can talk through the appointment papers, will, or deed you have. If you need an estate attorney, we can help you find one.

Indiana estate administration and sale authority ↗Indiana will authority to sell estate property ↗Indiana transfer-on-death deeds ↗

Selling before a sheriff’s sale

Indiana mortgage foreclosures go through court. Before a sheriff’s sale, you can redeem the property by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage. Paying only overdue installments is not the same as redeeming. A sale has to close and resolve the debt in time.

Indiana foreclosure and sheriff’s-sale law ↗Lake County Sheriff sale listings ↗East Chicago foreclosure guidance

Before settlement

Review the settlement numbers

The settlement sheet shows the sale price, mortgage and lien payoffs, back taxes, current property-tax items, closing costs, and the amount scheduled to you.

Indiana’s property-transfer filing goes to the county auditor for property-tax records. The filing fee is usually $20, and some transfers are exempt. Recording and other closing charges are separate.

Indiana property-transfer reporting law ↗Lake County Auditor real-estate information ↗

Compare what you could keep after costs with the East Chicago home-sale net-proceeds calculator.

When you sell to us, we pay the closing costs. No fees

When things get difficult

We keep working toward the closing table

It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.

What our sellers say

BBB A rating Read our Google reviews

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”

Alex Pproperty taxes

“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”

Alice Wforeclosure

“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”

Angela Rmoving

Questions and contact

Selling an inherited house →Selling during foreclosure →Selling with tenants in place →Liens and back taxes →Selling with code notices →Selling a fire-damaged house →Selling during a divorce →East Chicago home-sale net-proceeds calculator →East Chicago home-selling overview →

Questions about selling an East Chicago house

Can I start before every detail about the house is settled?

Yes. Tell us the address, what you know about the house, who lives there, and your timing. We can talk while you are still sorting out the details.

Who can sell an Indiana house from an estate?

A court-appointed personal representative in an estate without ongoing court supervision can generally sell estate property without a separate sale order. A will may also give the representative authority to sell; if neither applies, a court order may be needed. A valid transfer-on-death deed recorded before the owner’s death may pass the house to its named beneficiary outside probate. If you need an estate attorney, we can help you find one.

How soon can we close?

Close as fast as 7 days when title and closing details allow.

What does the settlement sheet show?

It shows the sale price, mortgage and lien payoffs, back taxes, current property-tax items, closing costs, and the amount scheduled to you.

What does Indiana’s property-transfer filing cost?

The filing fee is usually $20, and some transfers are exempt. Recording and other closing charges are separate. When you sell to us, we pay the closing costs.

Call 888-274-5006 or tell us about the property in the form above. You can start before every detail is settled.