What we take on
You can sell to us with the fire damage still there. You don't have to clean the house, arrange repairs, or haul away debris before discussing a sale.
We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. Tell us what happened and what access is allowed; we can discuss the house in its current condition.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
- Tell us what happened, what damage you know about, and whether officials have given access directions.
- We give written cash offers in 24 hours. You receive the written offer and terms before you commit.
- If you choose to sell to us, a title company handles the closing.
When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
Local help for safety, repairs, and permits
If the building may be unsafe or officials have restricted entry, stay out and follow directions for that property from fire or building officials and utility providers. Before cleanup, debris removal, repairs, or demolition, ask the authority responsible for the address what access and permit requirements apply.
For a property inside El Dorado, start with the City's codes and permit information or department directory. Outside city limits, the responsible office depends on the property address.
Compare rebuilding with selling as-is
If you are weighing a repaired-house sale, compare the repair estimate, time, and holding costs with the written terms for selling as-is. Any permits or access instructions for planned work depend on the property and the authority responsible for it.
The El Dorado home-sale calculator can help compare estimated listing proceeds with what you could keep after costs. Change the assumptions for the property, repairs, and selling costs, then compare that estimate with written terms for an as-is sale.
Compare El Dorado sale proceeds with the calculator →Questions and contact
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Questions about selling a fire-damaged El Dorado house
Can I sell a fire-damaged house in El Dorado as-is?
Yes. USA Home Buyers buys fire-damaged houses as-is in El Dorado and Union County, Arkansas. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
What happens to my insurance proceeds and mortgage?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Can I enter the house or start cleanup after a fire?
If the building may be unsafe or officials have restricted entry, stay out and follow directions for that address from fire or building officials and utility providers. Before cleanup, repairs, or demolition, ask the authority responsible for the property what access and permit requirements apply.
What happens after I contact USA Home Buyers?
We discuss the damage and any access limits, then give you written cash offers in 24 hours and written terms before you commit. If you choose to proceed, closing takes place through a title company.
Which closing costs do you pay in Arkansas?
When you sell to us, we pay the closing costs, including the Arkansas Real Property Transfer Tax. That does not pay your mortgage, liens, back taxes, or your share of current property taxes.
You can call now to talk about the damage or ask about a cash offer. Call 888-274-5006 or tell us about the property below.
We give written cash offers in 24 hours.
Tell us about the property and the damage you want to discuss.