El Dorado, AR · How it works
How Selling Your El Dorado House to Us Works
USA Home Buyers buys houses as-is in El Dorado and Union County, Arkansas. We check each property's actual address when a county office or probate question matters. Tell us what you know about the house and what is happening; you can start the conversation before every property question is settled.
Prefer to talk first? Call 888-274-5006.
Tell us about the houseWe give written cash offers in 24 hours.
Share the address and what you know so far. You can start before every property question is settled.
From the first conversation to settlement
The sale, step by step
Tell us about the house
Start with the address and what you know about condition, who lives there, access, and timing. You can call before every property question is settled. We will talk through what is known and what still needs checking.
Talk through the property and sale choices
We ask about the house as it stands, including repairs, occupancy, access, and your timing. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We explain the choices so you can compare them with listing or another path.
Read the written offer and terms
You receive the offer and terms in writing before you commit. Read the price, responsibilities, possession, costs, timing, and any property-specific conditions. Ask questions, compare your options, and decide whether you want to proceed.
Let the title company check title and payoffs
If you decide to proceed, the title company checks ownership and who can sign, requests mortgage payoff figures, and reviews liens, taxes, and the documents needed for settlement. We work through property questions with you and the title company; your mortgage, liens, and taxes remain separate lines on the settlement figures.
Review the settlement sheet and close
The settlement sheet shows how the sale money breaks down. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers. If you proceed, sign the final papers through the title company and follow its instructions for receiving the sale proceeds.
You're going to get a fair price and not have to do anything. Just show up at settlement.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the El Dorado calculator →
Questions about the two options? Call 888-274-5006.
Arkansas details that can affect a sale
Estate authority and sale timing
For an Arkansas estate sale before the estate closes, a personal representative may sell real property when the will grants a power of sale. Without that authority, the representative generally must ask the probate court for an order authorizing the sale. The appointment, will, any court order, and title determine who may sign and what steps remain. If you need an estate attorney, we can help you find one. Read about inherited property in El Dorado →
El Dorado City Hall is at 204 North West Avenue, and that address is in Union County. It does not establish the county or probate venue for a particular house; when that matters, we check the property's actual address. City of El Dorado local government ↗ Census geocoder for City Hall ↗
If an Arkansas foreclosure sale is pending, the current notice and process determine the deadline. Read the El Dorado foreclosure guidance →
Closing numbers
Review the settlement figures and Arkansas transfer tax
The settlement sheet shows the sale price, mortgage payoff, liens, taxes, closing costs, and the amount scheduled for you. We always review the settlement sheet with the seller and walk through how the money breaks down so there is no confusion. We try to do that the day before closing so settlement is smooth; the title company confirms the final numbers.
Arkansas's Real Property Transfer Tax applies to a deed or other writing conveying realty and is $3.30 per $1,000 of actual consideration for transactions exceeding $100. The Arkansas Department of Finance and Administration's guidance does not assign responsibility to one party in every transaction; the settlement agent confirms the applicable instrument, consideration, exemption, and local charges. Read Arkansas DFA's Real Property Transfer Tax guidance ↗.
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Estimate what you could keep with the El Dorado home-sale calculator →
When things get difficult
We stay with the process
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Questions about selling an El Dorado house
Can I contact you before every property question is settled?
Yes. Start with the address and what you know about the house, condition, occupancy, access, and timing. You can call or use the form while other details are still open.
Who can sign for an inherited Arkansas house?
An Arkansas personal representative may sell estate real property before the estate closes when the will grants a power of sale. Without that authority, the representative generally must ask the probate court for an order authorizing the sale. The will, appointment, any court order, and title determine who may sign and what steps remain.
Who pays the Arkansas Real Property Transfer Tax when I sell to you?
When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or use the form above. The phone line can answer before you have every property detail.
If the property is inherited, facing foreclosure, tenant-occupied, has liens or back taxes, or has a code notice, these El Dorado pages cover those situations: inherited property, foreclosure, tenants, liens and back taxes, and code notices.