What we take on
A fire can leave smoke cleanup, damaged materials, and debris behind. You do not have to clean the house, arrange repairs, or haul debris before asking us to buy it. Tell us what happened and what officials say is safe to access; we review the house in its current condition.
You keep your insurance proceeds
We buy the house exactly as it stands, and you keep your insurance proceeds.
Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
What happens next
Tell us about the damage, access restrictions, utilities, and your timing. We give written cash offers in 24 hours. You receive written offer and written terms before you commit; title-company closing.
When you sell to us, we pay the closing costs. Your mortgage balance, liens, back taxes, and share of current property taxes are separate.
Call 888-274-5006 or send the property details through the form. You can compare the written terms before deciding.
El Paso safety, property-code, and planning contacts
If the structure may be unsafe or officials have restricted access, stay out and follow their directions. Before cleanup, repairs, or demolition, ask City officials which permits or inspections apply to the actual address and work.
- City of El Paso Inspections & Code Enforcement → — City information on property-maintenance and housing-code enforcement, with a link to Citizen Access for case information.
- City Planning and Historic Preservation → — start here for historic-area or planned-work questions, and check the address and proposed work with the City.
Compare rebuilding with selling as-is
Compare contractor estimates, cleanup and debris costs, permits or inspections City officials say apply, and the time and carrying costs of rebuilding with the written sale terms. Ask your insurer and mortgage servicer how their requirements apply to your own claim and loan; do not assume a payout amount.
Use the El Paso calculator to compare what you might keep from a listing with a direct-sale estimate. Change the assumptions to match the property and costs you are considering.
Just an estimate — the actual number could be more or less depending on the home's condition.
Compare estimated sale proceeds with the El Paso calculator →Testimonials are real, from our transactions, verified and approved by our attorneys. Each seller's location is shown with the review.
What sellers say about USA Home Buyers
Questions about selling a fire-damaged house
Can I sell a fire-damaged house in El Paso, TX?
Yes. USA Home Buyers buys houses as-is in El Paso and El Paso County. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can ask about a cash offer before taking on restoration work.
Who keeps the insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. Confirm how the proceeds and any mortgage requirements apply to your claim with your insurer and mortgage servicer.
Do I need to clean up or repair the house first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris. You can discuss a sale without finishing cleanup or repairs first.
Can I enter the house or start repairs after a fire?
Follow directions from the fire or building officials responsible for the property. Do not enter if access has been restricted or the structure may be unsafe. Before cleanup, repairs, or demolition, ask City officials which permits or inspections apply to the actual property and work.
What happens after I ask about an offer?
Tell us about the damage, safe access, and your timing. We'll give you a written cash offer within 24 hours. You receive written offer and written terms before you commit; title-company closing.
How can I compare rebuilding with selling as-is?
Compare the insurer and mortgage-servicer requirements for your claim and loan, contractor estimates, cleanup and debris costs, any permits or inspections City officials say apply, and the time and carrying costs of rebuilding with the written sale terms. The El Paso calculator is an estimate with editable assumptions.
Talk through an El Paso fire-damage sale
Call 888-274-5006 or share the property details in the form.
We give written cash offers in 24 hours.
Tell us about the fire damage and the property.
We'll give you a written cash offer within 24 hours.