Questions About Selling a House in Elkridge, MD

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours.

You get a written offer and written terms before you commit, and we close through a title company.

Close as fast as 7 days when title and closing details allow.

No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs, including Maryland's state transfer tax, recordation tax and any applicable county transfer tax. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.

Maryland's state transfer tax is generally 0.5% of the sale price. Each county sets its recordation-tax rate, and many counties also charge a county transfer tax. Maryland law generally presumes the buyer and seller split these taxes unless the contract says otherwise. If the buyer is a first-time Maryland home buyer who will live in the home, the state rate is 0.25%, and the seller pays the state transfer tax, recordation tax, and any local transfer tax unless the parties expressly agree otherwise. Some transfers are exempt.

Once appointed, the personal representative — the executor named in the will or an administrator if there is no will — signs for the estate, not the heirs. Unless the will or a court order limits that authority, the personal representative can sell estate property without court approval. If the will restricts a sale or family members disagree, the personal representative can ask the court for permission. If you need an estate attorney, we can help you find one.

You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. Maryland's tenant opportunity-to-purchase law generally applies before you offer some one-to-three-unit rentals to someone else, when a tenant named on a written lease has lived there at least six months. You must give that tenant written notice; the tenant has 30 days to make an offer, and you must accept it if it matches the notice's terms. Some family, court-ordered, foreclosure, estate, and trust transfers are exempt. Tell us about the lease and we can talk through the sale with you.

Often, yes, if the loan can be paid off at closing before the sale. The lender must mail a notice of intent to foreclose at least 45 days before filing, and cannot file until 90 days after the default. If you live in the house, you can generally request foreclosure mediation within 25 days after service of the lender’s final loss-mitigation affidavit. You can catch up the loan until one business day before the sale. If you live there and are at least 60 days behind, you can cancel a sale contract within five days of signing; a deed or other document affecting title cannot be recorded during those five days. If a sale date is set, call us and we can talk through the timing.

No. Call with the question you have now. We can talk through the house, timing, or paperwork together.