Questions About Selling a House in Elmira, NY

We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.

We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing.

We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you. Cash Offer — USA Home Buyers buys directly. 30 days or less. Lower price. No repairs, no commissions, no closing costs. EZ Sale — goes to one of our partners. 60 days or less. Higher price than the Cash Offer. Still no repairs, no commissions, no closing costs.

Compare possible net proceeds, not only the sale price. Repairs, commissions, carrying costs, mortgage payoff, liens, and other property-specific costs can change the amount left. Use the calculator to compare editable assumptions for a listing and a cash sale.

When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. New York State's base real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price exceeds $500. The seller normally pays that tax, but the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer. Our closing-cost promise does not pay your mortgage balance, liens, back taxes, or your share of current property taxes.

A sale may still be possible before the foreclosure auction if the mortgage payoff and other closing obligations can be covered. New York foreclosures go through court, and a referee conducts the sale. After the auction, there is no right to buy the house back. If you live in the house and are in foreclosure or two or more months behind, New York's Home Equity Theft Prevention Act gives you 14 business days to cancel a sale to an investor. Stopping the foreclosure by paying the lender requires the full amount owed, including applicable interest, fees, and costs. Selling first may help protect any equity you have. Our agreement of sale will often get a foreclosure sale postponed so we can close. Signing alone doesn't postpone it automatically; we use the agreement to ask for the postponement, and it works more often than people think.

Yes. You can call before every document is gathered. The person signing and that person’s authority must be clear before closing, so have the estate and title professionals review the actual documents and ownership before relying on a closing plan.

Yes. We can review a tenant-occupied house as-is. Share what you know about the lease, access, occupancy, and any notices or timing concerns; the lease and actual situation determine what needs to be addressed before closing.

Start with the property address and what you know about its condition, who lives there, and your timing. A deed, mortgage statement, tax or lien notice, lease, estate paper, or court notice can help answer follow-up questions, but you do not need to have everything figured out before calling.