Elmira, New York · Chemung County
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. We buy houses as-is in Elmira and Chemung County, including houses with back taxes or liens. You can ask us about selling before you have every payoff figure; the creditor, tax office, and title company confirm the records and amounts used for closing.
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
Call 888-274-5006 to talk through the property.
Share the property address and whatever you know about the notice, creditor, or tax account. You can call before you have everything assembled.
We'll give you a written cash offer within 24 hours.
Tell us the address and what you know about the notice, payoff, or tax account.
Prefer to call? 888-274-5006.
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
A payoff is the current amount and instructions a creditor or tax office gives for an obligation. The office or creditor named on the notice confirms its figure; the title company checks the property records and coordinates the payoff details needed for closing.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from our closing-cost promise. Those amounts are checked against the current records and settlement figures for the property.
The property address is enough to start the conversation. If you have them, keep the property-tax notice or account number, parcel number, mortgage or creditor statement, lien or judgment notice, court case number, and any sale notice nearby. You do not have to gather every record or know the final payoff before calling.
A tax search can help you locate a property-tax account, but ask the office named on your notice for the current balance, instructions, and any sale status. A creditor supplies its own payoff figure.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
Tell us the Elmira address, what you know about the lien or tax issue, and any date on a notice. Start with what you have; you do not need to solve the payoff first.
We review the house as it stands and provide the proposed offer and terms in writing before you commit. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
The title company checks the property records and works with the relevant creditor or tax office on current payoff information and closing instructions. You can review the written terms before deciding whether to proceed.
The closing figures show the sale price, payoffs, taxes, closing costs, and the amount left after those items. When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. Written offer and written terms before you commit; title-company closing.
Follow the notice and the office or creditor named on it. A property-tax matter and a mortgage foreclosure are separate paths; one does not tell you the current status or deadline for the other.
For a property-tax account or tax-sale notice, check the current notice and contact the tax authority named there for the balance, instructions, and status. The county's property-tax search is a starting point for account information; confirm any payoff or sale date with the responsible office.
New York mortgage foreclosures go through court, and a referee conducts the foreclosure sale. That is separate from a property-tax account or tax-sale notice. For a mortgage foreclosure judgment, payoff question, or sale date, use the current court papers and check the New York Courts guidance.
New York State's real estate transfer tax is $2 for each $500 of the sale price, or part of $500, when the price is more than $500. On a $100,000 sale, that is $400 before any local tax or exemption. The seller normally pays this base tax, though the sale agreement can provide otherwise; local transfer taxes may add to it. A separate 1% mansion tax applies to residential sales of $1 million or more and is normally paid by the buyer.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes.
That closing-cost promise does not pay a seller's mortgage, liens, back taxes, or share of current property taxes. Those are separate payoff or settlement items.
Use the contact or office named on the notice for a current payoff or deadline. These county links can help you start a records or property-tax question.
The county's official Clerk page is a starting contact for a county document or record question. If the question belongs elsewhere, ask which office or record source to contact.
Open the Chemung County Clerk page →Use this county search to start looking up property-tax account information. Confirm the current balance, payoff instructions, and any sale status with the tax authority named on the notice.
Open Property Tax Search and Inquiry →Use the Elmira home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
Here's what sellers have said about working with us.
“Monroe County family court, sale required. Park Avenue condo, beautiful neighborhood, but neither of us could buy out the other and we both needed the money to start over. USA Home Buyers gave us a written offer the same week we called. Both attorneys said yes, closed in thirteen days.”
“I was behind on my mortgage after a medical situation. New York judicial foreclosure takes 12-24 months, but once the bank files in Monroe County Supreme Court, your options narrow fast. USA Home Buyers explained exactly where I stood and closed before the foreclosure judgment. I walked out with enough to start over.”
“Lake Ontario flooding in the spring got into our basement on Lakeshore Boulevard twice. The second time killed the furnace and HVAC and left six inches of standing water. Our insurer totaled the contents but fought the structural claim. USA Home Buyers knew Charlotte's flood situation well — no surprises in the offer, no inspection drama. Closed in ten days.”
Yes. You can call before you have every balance or document. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. The current amounts and instructions are checked as the sale moves forward.
The creditor or tax office named on the notice confirms its current amount and instructions. The title company checks the property records and coordinates the payoff information needed for closing.
Start with the Elmira property address and any property-tax notice, tax account or parcel number, mortgage or creditor statement, lien or judgment notice, case number, or sale notice you have. You can call before everything is together.
No. A delinquent property-tax account or tax-sale notice is different from a mortgage foreclosure case. New York mortgage foreclosures go through court, and a referee conducts the sale. Follow the instructions and dates on the specific notice and check with the authority named there.
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. A lender reduction is not promised for a particular sale.
When you sell to us, we pay the closing costs, including New York State real estate transfer tax and any applicable local real estate transfer taxes. That is separate from a seller's mortgage, liens, back taxes, and share of current property taxes; those amounts are reviewed for the specific sale.
We talk through the property and what you know, review the house as it stands, and put proposed sale terms in writing before you decide. The title company and the creditor or tax office confirm the records, payoff instructions, and settlement figures that apply before closing.
Call 888-274-5006 or use the form above. Start with the Elmira address and the notice or payoff information you have.