What we take on after a fire
You can sell without cleaning out the house, arranging debris removal, or finishing repairs. We buy the house as it stands, so you can talk through a sale before taking on restoration work.
Insurance proceeds and your mortgage
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
What happens next
Tell us what happened and what you know about the damage. We talk it through with you. You get a written offer and written terms before you commit, and we close through a title company. Close as fast as 7 days when title and closing details allow.
No agent commissions when you sell to us. When you sell to us, we pay the closing costs. No fees. Your mortgage payoff, liens, back taxes, and share of current property taxes are separate.
Fishers safety and permit questions
If there is an active fire or someone is in immediate danger, call 911. Afterward, stay out if firefighters or building officials have restricted access or said the house may be unsafe, and follow their directions. For cleanup, repairs, or demolition, ask the City about permits for the work.
For a Fishers property, start with the City of Fishers for building and permit questions. If the house is elsewhere in Hamilton County, call us — we'll sort out which office covers it.
Compare rebuilding with selling as-is
Compare written cleanup and repair estimates with the terms for an as-is sale. Consider how long the repairs could take and what it would cost to carry the house while work is underway.
Compare Fishers sale proceeds with your own numbers →Questions and seller reviews
What our sellers say
Fire-Damaged House Questions in Fishers, IN
Can I sell a fire-damaged house in Fishers as-is?
Yes. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Do I keep my insurance proceeds if I sell?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we'll walk through it with you.
Do I have to clean up, repair, or haul away debris first?
No. We buy fire-damaged houses exactly as they stand — no cleanup, no repairs, no hauling debris.
Can I go inside or start cleanup after a fire?
If firefighters or building officials have restricted access or said the house may be unsafe, stay out and follow their directions. For repair or permit questions in Fishers, contact the City of Fishers.
What happens after I contact USA Home Buyers?
We talk through the damage and timing. You get a written offer and written terms before you commit, and we close through a title company if you choose to sell.
What should I compare before rebuilding or selling as-is?
Compare written cleanup and repair estimates with the written terms for an as-is sale. Include the time and carrying costs involved while repairs are underway.
Talk with us about the house
Call 888-274-5006 or use the form to tell us what happened.
We give written cash offers in 24 hours.
Tell us about the house and what you want to compare.