Fishers, IN · Hamilton County › Foreclosure
Can I Sell My Fishers House Before a Sheriff’s Sale?
Indiana mortgage foreclosures go through court. You may still have time to sell before the sheriff's sale. If you want to keep the house instead, redeeming it means paying the full judgment, interest, and costs through the clerk or sheriff, depending on the stage of the case; paying only overdue installments is not enough. A sale needs to close and resolve the debt in time. Call us with the notice or sale date, and we can talk through the timing with you.
How we help with a foreclosure sale
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
You get a written offer and written terms before you commit, and we close through a title company.
No fees. No agent commissions when you sell to us. When you sell to us, we pay the closing costs.
We work with you and the title company on the mortgage payoff and title details as we move toward closing.
Mortgage foreclosure and property-tax sales are different
A mortgage foreclosure is a court case over a home loan and may lead to a sheriff's sale. A property-tax sale is a separate county process for unpaid property taxes, with its own notices and dates. Not sure which notice you have? Call us — we'll sort it out with you.
Indiana's redemption rule lets an owner keep the house before the sheriff's sale by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage. Paying only overdue installments is not enough. Read Indiana Code § 32-29-7-7 for the state rule.
If the payoff is the problem
The mortgage payoff has to be resolved through the sale. Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
- Call or use the form. We can go through the notice, sale date, and payoff with you.
- You get a written offer and written terms before you commit.
- We work with the title company on title and payoff details as we move toward closing.
- Close as fast as 7 days when title and closing details allow.
It's real estate. Sometimes there are bumps in the road. We won't disappear when that happens, and we'll be fighting to get this to the closing table.
Hamilton County sale information
Hamilton County lists sheriff's-sale information and real-property tax-sale information separately. Use the one that matches your notice, or call us and we'll look at it with you.
Questions about a foreclosure sale?
Call 888-274-5006 or tell us what is happening with the house in the form below. We can talk through the notice, timing, and payoff with you.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
Compare possible sale proceeds with the Fishers home-sale net proceeds calculator →
Questions about foreclosure in Fishers, Indiana
Can I sell my Fishers house before a sheriff's sale?
Indiana mortgage foreclosures go through court. Before the sheriff's sale, you may still have time to sell. To keep the house instead, an owner can redeem it by paying the full judgment, interest, and costs through the clerk or sheriff, depending on the case stage; paying only overdue installments is not enough. A sale needs to close and resolve the debt in time. Call us with the notice or sale date, and we can talk through the timing with you.
Is a Hamilton County tax sale the same as mortgage foreclosure?
No. A mortgage foreclosure is a court case over a home loan and may lead to a sheriff’s sale. A property-tax sale concerns unpaid taxes and follows a separate county process, with its own notices and dates. We can look at your notice with you and sort out which sale you are facing.
What if my mortgage payoff is more than my Fishers house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What our sellers say
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“I was four months behind on my mortgage and the notices were stacking up. I didn't even know I could sell and still come out with money. USA Home Buyers explained the whole thing, the offer was fair, and we closed before things got worse. Huge weight off my shoulders.”