Florence, KY · Boone County · Property liens and back taxes

Can I Sell My Florence House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is in Florence and Boone County, including houses with back taxes or liens. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. Tell us what you know about the notice; you can call before you have every record or payoff figure.

Call 888-274-5006 to talk through the property, or use the form.

We give written cash offers in 24 hours.

Share the Florence address and what you know about the lien, tax bill, or notice.

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How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

A lien is a legal claim that can affect the house or the money due at closing. The title company checks title and recorded claims; the creditor or tax office gives its current payoff amount and instructions.

No agent commissions when you sell to us. No fees.

Records and the next step

Start with the Florence address and what you know about the lien or tax notice. If you have a bill, creditor letter, court paper, or payoff statement, we can talk it through with you. You do not need to gather every record before calling.

If the payoff is the problem

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

  1. 1. Talk through the house and notice

    Tell us the Florence address and what you know about the lien, tax bill, or notice. You can start before you have all the paperwork.

  2. 2. Review written terms before deciding

    You get a written offer and written terms before you commit, and we close through a title company.

  3. 3. Check title and payoff details

    If you choose to proceed, the title company checks ownership and recorded claims. The lender, creditor, or tax office provides current payoff and release instructions for its account.

  4. 4. Review the settlement and close

    The settlement figures show the sale price, payoffs, and closing costs. The title company prepares the closing documents and handles settlement. Close as fast as 7 days when title and closing details allow.

Florence and Boone County offices for tax and lien questions

The Boone County Clerk handles delinquent county property-tax bills and land records. Florence city tax questions go to City Finance; Boone County assessment and map questions go to the PVA.

Boone County Court of Justice ↗

For Boone County court and case questions, contact the Circuit Court Clerk at 859-448-2900. Mortgage foreclosures proceed through Circuit Court; a master commissioner conducts the court-ordered sale.

Kentucky tax sales and transfer tax

Kentucky real estate transfer tax

For a taxable transfer, Kentucky charges 50 cents for each $500 of value or fraction of $500. State law assigns the tax to the grantor—the seller—and the County Clerk collects it before the deed can be recorded. Some transfers are exempt.

When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

No agent commissions when you sell to us. No fees.

Read Kentucky Revised Statutes § 142.050 on real estate transfer tax →

Compare possible net proceeds

Use the Florence home-sale net proceeds calculator to compare possible sale costs and lien or tax payoffs with your own estimates.

Open the Florence home-sale net proceeds calculator →

What our sellers say

“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
Alex Pproperty taxes
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
Alice Wforeclosure
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Angela Rmoving

Questions about Florence property liens and back taxes

Florence property-liens and back-tax questions

Can I sell my Florence house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.

Who checks the current payoff amount?

The creditor or tax office provides its current balance and payoff instructions. The title company checks title and works with those offices on the closing details.

Can I call before I have all the records?

Yes. Start with the Florence address and whatever tax bill, creditor letter, notice, or payoff statement you have. You can call before you have everything.

Are Boone County tax sales and mortgage foreclosure sales the same?

No. A delinquent property-tax matter follows the County Clerk’s process. A mortgage foreclosure is a separate Circuit Court case that can lead to a master commissioner’s sale. The notices and dates belong to their own processes.

What if the payoff is more than my Florence house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

How does Kentucky real estate transfer tax work when I sell?

For a taxable transfer, Kentucky real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law assigns it to the grantor—the seller—and the County Clerk collects it before the deed can be recorded. Some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Florence address and what you know about the notice.

Call Now 888-274-5006