Can I sell a Florence house without fixing it first?
Yes. You can ask us to buy your house in its current condition. We buy houses as-is in Florence and Boone County, Kentucky. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. You get a written offer and written terms before you commit, and we close through a title company.
What are your options for an as-is sale?
With an agent listing, ask what the agreement covers and compare commission, any work you choose to do, buyer requests, and the time and access involved. If you sell it yourself, you handle the marketing, calls, negotiations, and scheduling—or arrange help for those tasks. For either route, compare the amount you expect to keep with the time and work you want to take on.
A direct sale gives you another set of written terms to compare. We have two ways to buy; the table below puts the Cash Offer and EZ Sale beside listing with an agent and selling on your own.
Cash Offer or EZ Sale: compare the written numbers
Compare the written numbers with the repairs, visits, time, and costs involved in each path. The higher sale price is not always the amount you keep.
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Florence calculator →
Questions about the two options? Call 888-274-5006.
Have a Florence city code notice?
For a City of Florence citation, the City lists 859-647-5416 for the Code Officer or 859-647-8177 for the City Clerk if you want to contest it; 859-647-5413 is listed for phone payment. Check the deadline on your notice. Tell us what it says when you compare an as-is sale.
City of Florence code enforcement and contacts →
Florence is in Boone County, but a City of Florence citation goes to the City’s Code Enforcement office. For a question about the property or the notice, call us—we’ll talk it through with you.
Which selling costs should you compare?
For a listing, compare the commission and any preparation or repairs you choose with the expected sale price. For a sale by owner, include the time you will spend finding a buyer and handling the sale. Compare the offer price and costs in writing. No agent commissions when you sell to us. No fees.
Kentucky’s real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law makes the grantor—the seller—responsible, and the county clerk collects it before the deed can be recorded. Some transfers are exempt; deed-recording fees are separate. See the Kentucky real estate transfer tax law and the Boone County Clerk’s deed-recording information. When you sell to us, we pay the closing costs.
What can you do next?
Share the address, what needs work, any notice you have received, and the timing you have in mind. Call 888-274-5006 with a question, or use the form above to compare a written offer. Close as fast as 7 days when title and closing details allow.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Florence as-is sale questions
Can I sell my Florence house as-is?
Yes. USA Home Buyers buys houses as-is in Florence and Boone County, Kentucky. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
What are my options for selling an as-is house?
You can list with an agent, sell the house yourself, or compare a Cash Offer and EZ Sale from USA Home Buyers. We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Do I have to repair or clean the house before selling to USA Home Buyers?
No. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How does Kentucky’s real estate transfer tax affect an as-is sale?
The Kentucky real estate transfer tax is 50 cents for each $500 of value or fraction of $500. State law assigns it to the grantor—the seller. When you sell to us, we pay the closing costs.
What should I do about a Florence city code notice?
The City lists 859-647-5416 (Code Officer) and 859-647-8177 (City Clerk) for contesting a citation, and 859-647-5413 for phone payment. Check the deadline on your notice and tell us what it says when you compare sale options.
Want to talk through an as-is sale?
Call 888-274-5006 with a question, or use the form above to tell us about the house.