Florence, KY · Seller FAQ
Questions About Selling a House in Florence, KY
Find answers about what you may keep, repairs, closing costs, timing, estate paperwork, foreclosure, and tenants in Florence and Boone County.
Tell us what is happening with the house. Call 888-274-5006 or use the form.
We give written cash offers in 24 hours.
Share the address, what is happening with the house, and your timing.
Money and choices
Compare what you keep, not just the sale price
Net proceeds are what remains after sale costs and amounts due. Compare a possible listing with an as-is sale using costs that fit your house.
Compare possible Florence net proceeds with the calculator →
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Florence, KY calculator →
Questions about the two options? Call 888-274-5006.
Florence seller questions, answered
What would I keep from selling my Florence house?
Net proceeds are what remains after sale costs and amounts due. Compare the written numbers for each option, not just the sale price. The calculator lets you compare a possible listing with an as-is sale using numbers you can change for your house.
- Compare possible Florence net proceeds →
Can I sell a Florence house as-is?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How soon can I get a written offer?
We give written cash offers in 24 hours. You get a written offer and written terms before you commit, and we close through a title company.
How quickly can a sale close?
Close as fast as 7 days when title and closing details allow.
Who pays Kentucky real estate transfer tax and closing costs?
For a taxable transfer, Kentucky's real estate transfer tax is 50 cents for each $500 of value or fraction, and state law assigns it to the seller. Some transfers are exempt. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. No fees. No agent commissions when you sell to us. Your mortgage, liens, back taxes, and share of current property taxes are separate.
Can I sell before a Kentucky foreclosure auction?
A sale may still be possible if the loan can be paid off before the sale. Kentucky foreclosures go through circuit court, and a master commissioner runs the public auction after a court judgment.
Who can sign when I sell an inherited house?
A court-appointed personal representative—the executor or administrator—handles the estate. If the will gives that person power to sell real estate, they can usually sell without a separate court order. Otherwise, they can ask the District Court for an order granting that power; the order must be final and the appeal period must expire before the property can be conveyed. A surviving spouse may also have an interest in the house, even if not named on the deed. You can call before every estate paper is gathered. If you need an estate attorney, we can help you find one.
Can I sell a house with a tenant still living there?
You don't always need to evict to sell to us. We buy houses with tenants in place — we've done it many times, including cash-for-keys when that works better for everyone. We can talk through the lease and the property with you.
Can I call before I have all the paperwork?
Yes. You can call with the question you have and the details you know. We can talk through the house and what matters next.
Start with a question
You can call before everything is figured out
You do not need every document in front of you. Tell us what is happening with the Florence house and we can talk through the question together.
Call 888-274-5006 or use the form above.
Local help
Which local office can answer your question?
Some Florence mailing addresses are outside Florence city limits. Boone County PVA handles property assessments and parcel-map questions; Florence Code Enforcement handles city code citations. Not sure which office fits your house? Call us — we'll sort it out with you.
More detail for a Florence sale
Read the Florence home-selling guide for a longer look at your choices, or see the local market report for current market context.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
Still have a Florence sale question?
Call 888-274-5006 or use the form above. Start with the details you know.