Inherited
You stop paying for a house and get a fair price.
Sell Your House Fast in Florence, KY — Cash Offer in 24 Hours
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We serve homeowners in Florence and Boone County, Kentucky.
You’re going to get a fair price and not have to do anything. Just show up at settlement.
You get a written offer and written terms before you commit, and we close through a title company.
Call 888-274-5006 to talk through the house.
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
BBB A ratingRead our Google reviews
Hablamos Español
Estimate what you could keep from a Florence sale
Use the current home-value reference as a starting point: $287,887 (As of September 2026; Zillow typical home value for Florence, KY). Choose your home’s condition and change any input to fit your house.
Florence Home Sale Net Proceeds Calculator
CalculatorCompare what you would keep from listing your house or selling as-is for cash. Change the repair costs, cleanout, monthly bills and closing costs to fit your house.
Three simple steps
1
Tell us about your house
Share the address, what needs work and who lives there. Tell us when we can see it and when you want to sell.
2
Get your offer
We give written cash offers in 24 hours.
3
Close
You get a written offer and written terms before you commit, and we close through a title company.
Close as fast as 7 days when title and closing details allow.
Choose the question closest to yours
Selling a Florence house in a difficult situation
Foreclosure
Fire damage
You keep the insurance money and don’t have to worry about the house anymore — we’ll take care of it.
Liens and back taxes
When you sell to us, we can set it up so you don’t have to prepay anything — it comes out at closing.
Tenants
You’re done — no turnover, no repairs, no more bad tenants.
Code violations
The fines don’t stop while you think about it. They pile up, they add new ones, and every month takes another bite out of what the property is worth to you. We can buy it quickly, violations and all, so you stop the bleeding and keep your equity.
Divorce
You only have to agree on one thing — the price. After that we handle the rest, so there’s nothing to argue about over repairs, contractors, showings, or who pays for what.
Cash Offer or EZ Sale: compare the written numbers
We have two ways to buy. A Cash Offer is built for speed, condition, and tough situations — heavy repairs, tight timelines, difficult circumstances. EZ Sale is often the better fit when the house doesn't need major repairs and you want a higher number. Either way, you compare written numbers and you pick what works best for you.
Swipe across the table to compare all four selling options.
| Factor | List with a realtor | FSBO | Cash Offer | EZ Sale |
|---|---|---|---|---|
| Timeline | Market-dependent | Market-dependent | 30 days or less | 60 days or less |
| Price | Highest, if it sells | Varies | Lower price | Higher price than the Cash Offer |
| Repairs | Repairs may be needed before listing or after inspection | The seller handles repair decisions | No repairs | No repairs |
| Commissions | Agent commissions apply under the listing agreement | No listing-agent commission; the seller handles the sale | No commissions | No commissions |
| Closing costs | Seller costs depend on the contract and settlement statement | Seller costs depend on the contract and settlement statement | No closing costs | No closing costs |
| Showings | The seller prepares for and coordinates showings | The seller markets the property and coordinates showings | None | Yes, partner visits |
| Who buys | Retail buyer | Retail buyer | USA Home Buyers buys directly | Goes to one of our partners |
| Certainty | Depends on the buyer, inspections, financing, and contract | Depends on finding and qualifying a buyer | You get a written offer and written terms before you commit, and we close through a title company. | You get a written offer and written terms before you commit, and we close through a title company. |
| Net proceeds | Compare the expected sale price after commissions, repairs, costs, and waiting | Compare the expected sale price after seller-managed costs and work | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. | Compare the written price after your payoff and other property obligations. No commissions. No closing costs. |
Compare what you would keep after costs with the Florence calculator →
Questions about the two options? Call 888-274-5006.
Prices, timing and your selling options
Home prices in Florence
Homes in Florence, KY sold for a median of $265,624 for the three months ending September 2026 (Redfin). Repairs and condition affect what someone will pay for your house. Homes in Florence, KY spent a median of 13 days on the market for the three months ending September 2026 (Redfin). You still have bills while waiting to sell, including utilities and any mortgage payments. Allow time for closing, too.
Kentucky real estate transfer tax
Kentucky charges 50 cents for each $500 of value, or any fraction of $500. On a $100,000 taxable sale, that is $100. State law assigns the tax to the seller, and the county clerk collects it before the deed can be recorded. Some transfers are exempt, and deed-recording fees are separate.
When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax. No agent commissions when you sell to us. No fees.
Kentucky Revised Statutes § 142.050 — real estate transfer tax →
What Florence sellers should know
Florence and nearby areas
Florence, Union, and unincorporated Boone County are distinct map areas. Not sure which office covers your house? Call us — we’ll sort it out with you.
Local landmarks around town
The City’s park directory points to Florence Nature Park off Banklick Street, Lincoln Woods around Rosetta and Surfwood, South Fork Park near Farmview, Stringtown Park by KY 18, and Kentaboo Park. Tell us the nearest one when you describe the house, and we’ll talk through its condition and your plans.
What our sellers say
“LISTEN, PROPERTY TAXES GOT TOO HIGH FOR MY FIXED INCOME. SOLD IT TO THEM. WALKED AWAY WITH CASH. GLAD IT'S OVER.”
“Facing foreclosure ... Very stressful time... They handled it professionally and got me out of the debt...”
“no open houses. no realtors tracking dirt in. just a straight cash sale for our house so we could move. Glad it's over.”
About USA Home Buyers
We’ve helped homeowners in just about every situation you can imagine — thousands of times. When you’re working with someone, you want to know they’ve seen it before. We have.
Florence is a market we serve.
Useful Florence and Boone County offices
Florence Finance Department
City property-tax information and Florence tax and fee ordinances.
Boone County Property Valuation Administrator
Property assessments, mapping, and ownership characteristics.
Boone County Clerk — Real Estate
Deed and land-record recording. The full Real Estate department is in Burlington; the Florence office offers limited real-estate services.
Boone County Clerk — Delinquent Property Tax
Delinquent county property-tax bills.
Boone County courts
Boone County Justice Center and Circuit Court Clerk contacts for court and estate questions.
Florence Code Enforcement
City code citations, contesting a citation, and payment information.
Questions about selling a house in Florence
Can I sell my Florence house without repairs or cleaning?
We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us.
How much is Kentucky’s real estate transfer tax?
Kentucky charges 50 cents for each $500 of value, or any fraction of $500. On a $100,000 sale, that is $100. State law assigns it to the grantor—the seller—and the county clerk collects it before the deed can be recorded. Some transfers are exempt, and deed-recording fees are separate. When you sell to us, we pay the closing costs, including the Kentucky real estate transfer tax.
Who can sign when a Kentucky house is part of an estate?
A court-appointed personal representative (executor or administrator) signs. If the will gives that person power to sell real estate, they can usually sell without a separate court order. Without that power, they need a District Court order; it must be final and the time to appeal must expire before the deed can be transferred, and a certified copy is recorded with the deed. If you need an estate attorney, we can help you find one.
Does selling a Kentucky rental house end the tenant’s lease?
No. A sale does not end the lease; the buyer becomes the landlord, and the sale does not require the tenant’s consent. You don’t always need to evict to sell to us. We buy houses with tenants in place — we’ve done it many times, including cash-for-keys when that works better for everyone.
What happens to insurance proceeds if you buy a fire-damaged house?
We buy the house exactly as it stands, and you keep your insurance proceeds. If you still have a mortgage, your lender may have a say in how that check is used — we’ll walk through it with you.
Tell us about your Florence house
Share the address, the home’s condition, who lives there, and what you need to know. Call 888-274-5006 to talk it through.
Hablamos Español
We give written cash offers in 24 hours.
Takes 2 minutes. No obligation.
BBB A ratingRead our Google reviews
Hablamos Español
Nearby communities and local sources
Nearby communities include Union, Walton, and Erlanger. For an address-specific question, Boone County’s GIS map shows the local areas; we can help you sort out which office to call.