Fort Worth, Texas · Tarrant, Denton, Johnson, Parker, and Wise Counties

Can I Sell My Fort Worth House With Back Taxes or Liens?

When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.

Yes. We buy houses as-is, in any condition — no repairs, no cleaning, no cleanout required to sell to us. We buy houses in Fort Worth and Tarrant, Denton, Johnson, Parker, and Wise Counties. A creditor or county tax office confirms the current payoff; the title company checks recorded claims for the sale. You can call before you have every record.

Call 888-274-5006 to talk through the property.

Talk through your Fort Worth lien or tax question

Share the property address and whatever you know about the notice, payoff, creditor, court, or tax account. You can call before you have all the papers.

We'll give you a written cash offer within 24 hours.

We give written cash offers in 24 hours.

Tell us the address and what you know about the notice, payoff, creditor, or tax account.

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Prefer to call? 888-274-5006.

How lien and tax payoffs work

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.

The closing-cost promise does not pay your mortgage, liens, back taxes, or share of current property taxes. Those amounts are separate. The creditor or responsible tax office supplies current figures and payoff instructions, and the title company uses them to prepare the closing figures.

Records to bring and who checks them

Start with the property address and the notice, payoff statement, parcel number, account or case number, deed, mortgage statement, or court paper you have. You do not need to assemble everything before calling.

A creditor or the county tax office confirms its current balance and instructions. The county appraisal district can answer appraisal-record questions; an assessed value is not a payoff. The county clerk’s property-record office handles recorded deeds and other land records. The title company checks ownership and recorded claims for the sale and coordinates the payoff information needed for closing.

A property-tax notice and a mortgage-foreclosure notice involve different debts and offices. Check the notice and current status with the responsible county office for a tax matter, or with the lender or servicer and the court named in a mortgage matter.

If the payoff is more than the house is worth

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.

What happens next

The conversation can start with what you know; these are the steps that follow, not conditions before you call.

  1. 1. Talk through the house and notice

    Tell us the address, the situation, and any dates or amounts shown on the papers you have. Call or send the form even if some records are missing.

  2. 2. Review the written offer and terms

    We give written cash offers in 24 hours. Written offer and written terms before you commit; title-company closing. Read the proposed price, responsibilities, payoff treatment, and closing terms before deciding whether they fit your situation.

  3. 3. Confirm title and payoff instructions

    The title company checks ownership and recorded claims for the transaction. The creditor or tax office provides current payoff or release information and the instructions that apply to the property.

  4. 4. Review the closing figures and close

    The title company prepares the transaction figures, including the sale price, payoffs, taxes, closing costs, and other applicable items. Payoffs and your share of current property taxes are separate from closing costs.

Fort Worth-area county offices and facts

Fort Worth city intersects Tarrant, Denton, Johnson, Parker, and Wise Counties. That citywide boundary information does not identify the county for a particular property. Confirm the parcel’s county, then use the matching office for the question. The Census TIGERweb Fort Worth place record and county boundary query are the geography sources.

Parker County

The County Clerk and its Public Records page are routes for deeds, public records, and recording information. Start with the Tax Assessor-Collector for tax-office contact and appraisal-district direction; confirm where a current parcel balance is handled. The Probate Court directs filing-information questions to the Probate Clerk in the County Clerk’s office.

Johnson County

Start at the official county portal or department directory to find the office for the property’s appraisal, tax, deed, or court question. Confirm the county and the office that handles the specific record.

Texas tax-sale and transfer-tax facts

Property-tax sales and mortgage foreclosure

A property-tax delinquency or tax-sale notice is not the same process as a lender’s mortgage foreclosure. The notice identifies the debt and the office or court involved. Check the current account or sale status with the responsible county office for a tax matter; for a mortgage matter, use the lender or servicer and the court or official contact named in the notice. There is no single deadline or status that applies to every property.

Texas real-estate transfer tax

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. A deed is recorded with the county clerk; recording and any transaction-specific charges are separate from a transfer tax, payoff, or property-tax balance. When you sell to us, we pay the closing costs. Your mortgage, liens, back taxes, and share of current property taxes are separate.

Texas Constitution, Article VIII, Section 29 · Texas Legislative Council background on the transfer-tax restriction

Compare possible net proceeds

Use the Fort Worth home-sale net proceeds calculator with your own estimated value, mortgage payoff, lien or tax amount, repairs, cleanout, carrying costs, and closing-cost assumptions. Just an estimate — the actual number could be more or less depending on the home's condition.

Open the Fort Worth home-sale net proceeds calculator →

More Fort Worth seller resources

What sellers say about USA Home Buyers

Fort Worth property liens and back taxes questions

Can I sell my Fort Worth house with back taxes or liens before paying them?

Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. Call or use the form with the property address and whatever notice or payoff information you have; you can start before every record is gathered.

How are liens and back taxes paid at closing?

When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing. The creditor or county tax office provides current figures and payoff instructions for the property.

Who checks the current balance and property records?

The creditor or the county tax office confirms its current balance and instructions. The title company checks ownership and recorded claims for the transaction. Use the local office links below for the county that holds the property record.

Are a property-tax sale and a mortgage foreclosure the same process?

No. A property-tax delinquency or tax-sale notice concerns unpaid property taxes; a mortgage foreclosure concerns the lender’s mortgage. Check the notice and current status with the responsible office, lender or servicer, and court named for that matter.

What if the payoff is more than my house is worth?

Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before. The creditor or tax office confirms the current amount for the property.

What should I have ready when I call about a lien?

Start with the property address and any tax notice, lien or court paper, payoff statement, creditor name, parcel number, account or case number, or sale notice you have. You can call before you have everything.

Does Texas charge real-estate transfer tax when I sell?

Texas has no state, county, or city real-estate transfer tax on a sale that conveys full ownership of real property. Deed recording and property payoffs are separate questions; the title company can show the applicable transaction figures.

What happens after I contact you?

We talk through the house and the information you have, then provide written offer terms before you commit. A title company checks ownership and recorded claims, coordinates current payoff instructions, and prepares the closing figures for the transaction.

Talk through the property

Call 888-274-5006 or use the form above. Start with the Fort Worth address and the notice or payoff information you have.

Call Now 888-274-5006