City of Fremont Treasurer’s Office ↗
Use the City Treasurer for City tax billing and collection questions. The City says it prepares a delinquent-tax roll and submits the information to Newaygo County for further collection.
Fremont, MI · Newaygo County
Can I Sell My Fremont House With Back Taxes or Liens?
When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing.
Yes. USA Home Buyers buys houses as-is in the City of Fremont and Newaygo County, Michigan, including houses with back taxes or liens. You can ask about the house before you have every record or balance in hand.
Call 888-274-5006 to talk through the property.
We'll give you a written cash offer within 24 hours.
We give written cash offers in 24 hours.
Share the property address and what you know about the notice, payoff, creditor, or tax account.
How lien and tax payoffs work
When you sell to us, we pay the closing costs. Your liens are paid off from the sale at closing.
You don't need to pay off your back taxes before we settle. We buy houses with back taxes and liens — payoffs get handled through the closing, not by you upfront.
The title company works from current payoff figures and written instructions from the lender, tax office, or other claimant. Mortgage balances, liens, back taxes, and your share of current property taxes are separate from closing costs; the settlement figures show the amounts that apply to the sale.
Records and a next step
Start with the Fremont property address. A parcel number, current tax bill or notice, lender payoff statement, lien or court paper, deed, or mortgage can help identify which balance or record needs checking. You do not need to collect every document before calling.
For City property taxes, the City Treasurer handles billing and collection and sends delinquent-tax information to Newaygo County for further collection. The County Treasurer publishes delinquent-tax and foreclosure resources. The Register of Deeds handles county recording information; the title company checks which recorded claims and payoff instructions apply to the sale.
If the payoff is more than the house is worth
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What happens next
1. Talk about the house and records
Tell us the address, what notice or payoff you have seen, and what timing concerns you. Start with what you know; you can call before the balances and records are all assembled.
2. Review the house and written terms
We review the house as it stands and put the offer and sale terms in writing before you decide whether to proceed.
3. Work through title and payoff details
If you choose to move forward, the title company reviews ownership and recorded claims for the transaction. The lender, tax office, or other claimant provides current payoff or release instructions for the settlement figures.
4. Review the figures and close
Review the sale price, confirmed payoffs, taxes, and closing costs with the title company. The company completes the closing using the written terms and final figures.
Fremont and Newaygo County offices and records
The City of Fremont is a distinct local unit in Newaygo County, separate from nearby townships. Confirm the property’s local unit before relying on City or township assessment information. For an assessment question about a City address, the City Assessor’s Office is at 101 E. Main Street, Fremont, MI 49412.
Newaygo County Treasurer ↗
The County Treasurer publishes delinquent-tax and foreclosure information for property owners. Its office is at 1087 Newell Street, White Cloud, MI 49349. Use the current notice and parcel information to ask about an account or status.
City of Fremont Assessor’s Office ↗
Contact the City Assessor for assessment questions about property inside the City. Check the County directory if you are unsure whether the property is in the City or a separate township.
Newaygo County Register of Deeds ↗
Use the Register of Deeds for recorded deeds, mortgages, and other county land documents. It handles recording information; the title company checks what recorded claims apply to a particular sale.
Keep tax foreclosure and mortgage foreclosure separate
A delinquent property-tax account and a lender’s mortgage foreclosure involve different notices, records, and offices. Check the current notice and account for the property instead of using one process’s date for the other.
Delinquent property taxes
For a City of Fremont tax account, start with the City Treasurer. The City sends delinquent-tax information to the County for further collection, and the Newaygo County Treasurer publishes tax-foreclosure resources. Ask the responsible office about the current account, notice, and property status.
Mortgage foreclosure
A mortgage foreclosure is a lender process, not the County’s delinquent-tax process. Use the lender or servicer’s current payoff information and the mortgage sale notice. A sheriff’s sale and any redemption period have case-specific requirements; confirm the applicable status, amount, and deadline with the responsible lender, title company, or a Michigan attorney.
Michigan state and county real estate transfer taxes
For an ordinary taxable sale, Michigan’s state real estate transfer tax is $3.75 for each $500 of the property’s value at the time of sale, or part of $500. The county real estate transfer tax is generally another 55 cents for each $500, or part of $500. At Newaygo County’s 55-cent rate, a $100,000 sale has $750 in state tax and $110 in county tax, $860 total. State and county exemptions are separate, so the property, sale value, and any exemption need to be checked for the actual sale.
When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes.
Mortgage balances, liens, back taxes, and your share of current property taxes are separate from those closing costs and remain part of the sale’s payoff and settlement figures.
Compare possible net proceeds
Use the Fremont home-sale net proceeds calculator to compare a possible sale with your estimated mortgage payoff, liens, back taxes, repairs, and closing costs. Just an estimate — the actual number could be more or less depending on the home's condition.
What sellers say about USA Home Buyers
Fremont property liens and back taxes questions
Can I sell my Fremont house with back taxes or liens before paying them?
Yes. When you sell to us, we can set it up so you don't have to prepay anything — it comes out at closing. You can call with the property address and whatever notice or payoff information you have.
Who checks the tax balance and recorded liens?
The City Treasurer handles City tax billing and collection, and the County Treasurer publishes delinquent-tax and foreclosure resources. The Newaygo County Register of Deeds handles county recording information. During a sale, the title company reviews the records and current payoff instructions for the property.
Are Michigan tax foreclosure and mortgage foreclosure the same process?
No. Delinquent property taxes and a lender’s mortgage foreclosure are separate matters with separate notices and records. Use the City or County Treasurer for a tax account or tax-foreclosure notice; use the lender or servicer and the mortgage-sale notice for a mortgage foreclosure.
What records should I have when I call?
Start with the property address. A parcel number, tax bill or notice, lender payoff statement, lien or court paper, deed, or mortgage can help identify the right record. You can call before you have everything.
What if the payoff is more than my Fremont house is worth?
Think the payoff is more than the house is worth? Ask us — we've gotten lenders to come down before.
What transfer taxes may apply to a Newaygo County sale?
For an ordinary taxable sale, Michigan charges $3.75 for each $500 of value or part of $500, and the county tax is generally another 55 cents for each $500 or part. State and county exemptions are separate, so the actual amount depends on the property, sale value, and applicable exemption. When you sell to us, we pay the closing costs, including Michigan state and county real estate transfer taxes. Mortgage balances, liens, back taxes, and your share of current property taxes are separate.
What happens after I contact USA Home Buyers?
We talk about the house and the information you have, review the property as it stands, and put the proposed offer and terms in writing before you decide. If you choose to proceed, the title company works through ownership, recorded claims, current payoff instructions, and the settlement figures for the sale.
Talk through the property
Call 888-274-5006 or use the form above. Start with the Fremont address and whatever notice or payoff information you have.